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Welcome to your future home. Located in Slate Hill and within the sought-after Minisink Valley Central School District, this 4-bedroom, 2-bath home offers space, functionality, and extensive recent system upgrades for added peace of mind. The home features a practical layout with four generously sized bedrooms, two full bathrooms, and comfortable living areas filled with natural light. Whether you need room for guests, remote work, or flexible living space, the floor plan allows for versatility. Significant improvements have been completed, including: • New water pressure tank (2023) • New water line from well to house (2023) • Water treatment system installed (2023) • Water heater less than 5 years old • Central air installed (2025) • French drains installed (2023) • All gutters and sump pump discharge routed to river with check valve • Roof less than 7 years old These updates provide long-term value and reduce major system concerns for the next owner. Conveniently located within driving distance to supermarkets, Walmart, the Galleria at Crystal Run, and major highways for commuting, this property offers a balance of residential setting and accessibility. A move-in ready opportunity in a well-established Orange County location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,991 | $2,606 |
| Total Monthly Payment | $2,353 | $2,456 | $3,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.