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Under contract-accepting backup offers. Welcome to this beautifully maintained Winthrop model villa located in On Top of the World, Ocala’s premier 55+ gated community. Offering both privacy and flexible living space, this 2-bedroom, 2-bath home includes a desirable flex room with elegant French doors—perfect for a home office, hobby room, or additional guest space.
The spacious living room features cathedral ceilings and luxury vinyl plank flooring, creating a bright and airy atmosphere. The kitchen features tile flooring, granite countertops, and ample cabinet space, ideal for both everyday living and entertaining.
The home has been thoughtfully expanded into the lanai, providing additional heated and cooled living space, plus an extra bonus room just off the lanai—perfect for a den, craft room, fitness area, or quiet retreat.
Major updates include a roof replaced in 2014 and a new AC system installed in 2023, offering comfort and peace of mind.
Enjoy private front and backyard settings that provide a peaceful outdoor environment with added privacy. A 2-car garage offers generous storage and convenience.
Residents of On Top of the World enjoy resort-style amenities including golf courses, heated pools, fitness centers, walking trails, clubs, live entertainment, and golf cart access to nearby shopping, dining, and medical facilities.
This Winthrop villa offers space, versatility, and the lifestyle buyers are looking for in one of Ocala’s most sought-after 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$184,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $147,920 | $147,920 | $147,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.508% | 5.668% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $886 | $923 | $1,199 |
| Total Monthly Payment | $1,061 | $1,098 | $1,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.