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One or more photo(s) has been virtually staged. FABULOUS 3/2 Aspen Model featuring a 23’x13’ ENCLOSED LANAI with adjacent side PATIO and 572sf OVERSIZED GARAGE on a LARGE CORNER LOT in the quaint village of Candlestone in the GATED community of Del Webb’s Spruce Creek! NO BOND! HVAC (2022) DECORATIVELY PAINTED drive and walkways, mature landscaping with STONED beds, BRICK accents, and a COVERED entry with ELEGANT columns create exceptional curb appeal. Double sidelights, an arched transom window, and a storm door welcome you into a BRIGHT inviting foyer. Inside, soaring VAULTED ceilings and arched doorways enhance the formal living and dining areas. The OPEN-CONCEPT layout of these rooms offers a SPACIOUS, seamless flow for effortless entertaining. The well-appointed kitchen features TILE flooring, WOOD cabinetry, Corian countertops, under-cabinet lighting, PANTRY closet, SOLAR TUBE, and a convenient EAT-IN breakfast bar. Adjacent to the kitchen, the dinette and EXPANSIVE 18’ x 15’ Florida room provide comfortable spaces for casual dining and relaxed gatherings. French doors from both the dinette and living room open to a generous 23’ x 13’ ENCLOSED LANAI—an ideal retreat for morning coffee, evening relaxation, or hosting family and friends. A SIDE PATIO adds even more outdoor enjoyment, offering the perfect spot for grilling or simply soaking up Florida’s beautiful weather. Back inside, retreat to the primary bedroom boasting an array of windows and TWO GENEROUS WALK-IN closets. Its en-suite bathroom features TILE floors, TWO separate WOOD vanities, a corner JETTED TUB, TILED WALK-IN shower, and a LINEN closet. Bedrooms two and three each offer DOUBLE windows and built-in closets. The second bathroom features WOOD cabinetry, TILED combination tub and shower, TILE flooring, and hallway LINEN closet. An interior laundry room has TILE floors and WHITE cabinetry for additional storage needs. Completing the package is an OVERSIZED 22’x26’ two car garage with PAINTED floors, WHITE cabinets, shelving, UTILITY SINK, SLIDING SCREEN DOOR PANELS, and a convenient exterior door to the side yard. Del Webb’s Spruce Creek is a 24-HR GUARD-GATED, 55+ COMMUNITY just 4 miles north of The Villages! Enjoy resort-style indoor and outdoor pools, state-of-the-art fitness center, golf, tennis, pickle ball, bocce, softball, billiards, a ballroom, and more than 100 clubs and activities! PLEASE WATCH OUR WALKTHROUGH VIDEO of this INCREDIBLE HOME and call today to schedule your Private Showing or Virtual Tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$241,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $192,800 | $192,800 | $192,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,156 | $1,203 | $1,601 |
| Total Monthly Payment | $1,399 | $1,446 | $1,844 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.