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Bathed in beautiful eastern morning light and overlooking peaceful garden views, this charming first-floor residence in Sweetwater Bay at Sterling Oaks offers a warm and inviting retreat in an exceptional North Naples location. With tranquil surroundings and convenient access to beaches, shopping and dining, this two-bedroom plus den, two-bath condominium blends comfort, value, and lifestyle in one appealing package. Enjoy the ease of covered parking directly in front of the unit, along with proximity to the community pool and cabana just a short distance away. Designed for effortless living, the thoughtfully arranged floor plan features laminate flooring throughout and modern ceiling fans and light fixtures that enhance the home’s fresh, updated feel. The screened lanai serves as a private outdoor haven with covered seating and a ceiling fan, ideal for enjoying serene garden views and gentle breezes. A private storage closet off the lanai adds everyday convenience. The kitchen is functional and welcoming, appointed with white cabinetry, granite countertops, a tile backsplash, pantry and a breakfast counter for casual dining. White appliances include a range, dishwasher, microwave and a newer refrigerator with icemaker. The adjacent living and dining area offers seamless lanai access, creating an effortless indoor-outdoor flow for relaxing or entertaining. The primary suite enjoys lovely garden views through large windows and features a spacious walk-in closet. The en-suite bath is thoughtfully designed with a dual-sink vanity, full-width mirror and a walk-in shower enclosed in glass. The guest bedroom is near a full bath with a shower-tub combination, offering comfort and privacy for visitors. A versatile den with French door entry functions beautifully as a home office or study. Additional highlights include a new, high-end washer and dryer, specifically designed to fit the space, a rare and valuable upgrade difficult to find, along with an upgraded air conditioning system featuring an Air Knight cartridge, an advanced air purification component that is especially beneficial for those with allergies. Residents of Sterling Oaks enjoy a vibrant resort-style lifestyle featuring a Junior Olympic-sized pool and spa, cabana bar for poolside dining and drinks, fitness center with sauna and locker rooms, clubhouse with restaurant and bar, bocce, pickleball, children’s play area and scenic recreational paths. An optional tennis membership provides access to 12 Har-Tru courts with USTA programs, clinics and competitive play. Whether seeking a seasonal escape or full-time residence, this inviting Sweetwater Bay home presents an outstanding opportunity to enjoy the best of Naples living.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $251,200 | $251,200 | $251,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $233 | $233 | $233 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,506 | $1,567 | $2,086 |
| Total Monthly Payment | $1,814 | $1,875 | $2,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.