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What's Special: Gourmet Kitchen | Pond View | Corner Lot | Cul-de-Sac Lot | Oversized Pantry. New Construction - Ready Now! Built by Taylor Morrison, America's Most Trusted Home Builder. Welcome to the Saint Croix at 35889 Emberview Drive in Hammock at Two Rivers! This stunning new home blends inviting curb appeal with a beautifully designed interior that feels bright and thoughtfully arranged. Step through the welcoming foyer, where two secondary bedrooms sit just off the entry, each featuring its own private en-suite bath. At the heart of the home, the open-concept gourmet kitchen with its center island overlooks the great room and showcases soft-close cabinets and wood-like tile flooring that continues throughout the main living area. From here, the space flows easily out to the large covered lanai for relaxing outdoor time. Another secondary bedroom with its own en-suite bath, a powder room, and a dedicated study are also set off the great room. The spacious primary suite offers a peaceful retreat with an en-suite bath, dual sinks, and a large walk-in closet. For everyday convenience, the laundry room is located near the drop zone and garage entry. Step into the Hammock at Two Rivers, a planned private club with a health club, racquet sports, pools, dining, and more. Enjoy a playground, event lawn, and slide tower. Zephyrhills offers small-town charm with big-city access, great schools, nearby Tampa events, Orlando theme parks, and beautiful Gulf beaches to explore. Additional Highlights Include: Gourmet kitchen, study in place of flex, pocket slider at great room, shower at bath 2, and tub at laundry room. MLS#TB8482258
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $513,599 | $513,599 | $513,599 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,038 | $3,204 | $4,194 |
| Total Monthly Payment | $3,130 | $3,296 | $4,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.