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This charming bungalow is set in one of the most desirable neighborhoods of the Greenville area of Smithfield, close to shopping and Rt 295 yet quiet and secluded. From the front farmer's porch you enter an open living room and kitchen with original hard pine wood floors. The kitchen has been newly renovated with stainless steel appliances, quartz countertops, and an L-shaped breakfast counter. A separate dining room leads to a deck overlooking a fifteen-foot above-ground pool and a very large fenced-in yard with sprinkler system. With just over half an acre, there are many possibilities for gardening, recreation, or even adding to the house if desired. There are two bedrooms on the first floor, one at the front of the house and one at the rear with a full bath between them. Beyond the kitchen is a mudroom/laundry room with washer and dryer and a door which leads out to a second enclosed area of the yard, a large shed, and a four-car parking area. The entire second floor is dedicated to the primary bedroom suite with a fully renovated bath and his/hers vanities, a custom walk-in closet built by California Closets, and a seating area. This home also features central air conditioning, natural gas forced-air heating, and a spacious basement newly waterproofed by DryZone Basement Systems with a transferable???????????????????????????????? warranty.
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,311 | $2,438 | $3,209 |
| Total Monthly Payment | $2,814 | $2,941 | $3,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.