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Looking for your first home — or a simple Hudson Valley escape from the city? This charming 2-bedroom ranch in Ulster delivers comfort, updates, and location without the overwhelm. Set on a manageable . 36-acre lot, 47 Kukuk Lane offers easy one-level living with hardwood floors, an updated kitchen and bath (2019), central air, and natural gas heat — the upgrades are already done, so you can move in and enjoy. The oversized two-car garage is a huge bonus — perfect for storage, bikes, kayaks, or creating a workshop space. Whether you're commuting occasionally or escaping on weekends, you’ll love being just minutes from the Kingston Waterfront, Uptown Stockade District, and the Rondout Creek. Spend your Saturdays hiking in the Catskills, browsing farmers markets, kayaking the Hudson River, or exploring nearby towns like Woodstock and Rhinebeck. Then come home to a quiet neighborhood where ownership feels attainable and manageable. For NYC buyers, you're roughly 1. 5–2 hours away depending on traffic — close enough for spontaneous weekends, far enough to truly unplug. Affordable. Updated. Low maintenance. A smart first step into Hudson Valley homeownership.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,491 | $1,552 | $2,042 |
| Total Monthly Payment | $2,006 | $2,067 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.