1927 SW 31st TER, Cape Coral, FL, 33914 | $629,900

Motivated Seller, bring offers. Welcome home to this stunning & beautifully updated; like NEW, 4-bedroom, Den, 3-and 1/2-bathroom, Gulf access Pool home located within the highly desirable SW district of the City of Cape Coral. NO FLOOD INSURANCE REQUIRED, LOCATED IN ZONE "X"; ONE OF THE LOWEST PRICED WATERFRONT HOMES IN CAPE CORAL PRICED AT $273 PER SQUARE FOOT! Updates completed in 2026 include, pool pump motor, pebble pool finish, interior and exterior LED lighting, floor coverings, interior and exterior painting (Sherwin Williams), landscaping, irrigation, 2 story Picture Window Pool Screen enclosure, quartz kitchen countertops, white shaker cabinets, stainless-steel built-in appliances, under cabinet lighting, walk-in shower main bathroom, 2nd floor balcony tile, brushed nickel remote controlled ceiling fans and door hardware, epoxy garage floor and LED lightning fixtures. New Concrete Tile roof installed in 2024. Never be without power with your own 22KW Generac Guardian Home Standby Generator. Come enjoy the good life, bring your boat and park it in your tropical backyard oasis at your NEW home alongside your backyard concrete boat dock and seawall. Other features include electric pool heater for year around enjoyment of the pool, high ceilings, cozy up to the warm fireplace with a cup of coffee on those cold nights, fenced in back yard, oversized 2 car Garage, 2 Zone TRANE variable speed heat pump and air conditioner, huge main bedroom and walk in closet, brick paver pool deck, walkway and driveway. Ideally located near top rated schools, premier shopping and sought after dining destinations. Don’t miss out on this ultimate Florida lifestyle.

Features

  • Amenities: Sidewalk,Streetlight
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: 2 Story
  • Development: CAPE CORAL
  • Year Built: 1991
  • Garage: 2-car Attached
  • Heating: Central Electric,Zoned
  • Cooling: Ceiling Fans,Ridge Vent,Zoned
  • Approx Sq. Feet: 2,647
  • Acreage: 0.27
  • Est. Taxes: $4,893
  • Lot Desc: Corner,Irregular Shape,Oversize
  • View: Canal,Water
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Concrete Dock,Dock Included
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226008350
  • Website: https://www.raveis.com
    /prop/226008350/1927sw31stter_capecoral_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Star Realty of the Gulf Coast

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1927 SW 31st TER, Cape Coral, FL, 33914

$629,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $503,920 $503,920 $503,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $408 $408 $408
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,018 $3,144 $4,151
Total Monthly Payment $3,518 $3,644 $4,651

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.