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Welcome to 80 Prospect Ave, a well-maintained six-bedroom, two-bathroom home situated in the peaceful suburban setting of Middletown, NY. Built in 1918, this 2, 424 square foot residence combines traditional architectural charm with modern updates, offering nearly 6, 800 square feet of usable lot space ideal for both living and outdoor enjoyment. The property features a classic two-story design with a gable roof and gray siding that has been preserved in good condition. Natural light floods the interior through generously sized windows, illuminating the dark hardwood floors and crisp white walls throughout the main living areas. The open floor plan creates a sense of spaciousness while maintaining the character of its era. The kitchen has been thoughtfully updated with modern stainless steel appliances, white cabinetry, and a wood-style backsplash that balances contemporary functionality with traditional aesthetics. Ample counter space and bright, clean design make this a practical hub for daily living. Multiple bedrooms provide flexibility for various needs, whether for a growing household, home office spaces, or guest accommodations. Bathrooms feature clean white tile work and modern fixtures, including a bathtub with showerhead for everyday convenience. The covered front porch with wooden flooring and classic white railings creates an inviting entrance and additional outdoor living space perfect for relaxing while overlooking the residential street. Practical amenities include a paved driveway for convenient parking and a sidewalk providing easy pedestrian access to the surrounding neighborhood. The well-maintained lawn and established trees create a pleasant residential setting while the proximity to local streets ensures accessibility to community resources. This property represents an excellent opportunity for those seeking a substantial home with character, solid construction, and modern conveniences in an established neighborhood.
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Our Executive Mortgage Banker:
$479,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,999 | $383,999 | $383,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,300 | $2,396 | $3,136 |
| Total Monthly Payment | $2,375 | $2,471 | $3,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.