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19427 Silver Oak DR, Estero, FL, 33967 | $549,000
Positioned within Silver Oak at The Vines Country Club, this beautifully maintained residence offers over 2, 000 square feet of living space with tranquil lake and golf course views and desirable eastern exposure — providing peaceful morning light and comfortable afternoons on the lanai. Thoughtfully designed with 2 bedrooms plus a den and 2 full baths, the spacious layout delivers both functionality and flexibility. The den offers the perfect setting for a private home office, media room, or additional guest space. The kitchen is well-appointed with granite countertops, stainless steel appliances, ample cabinetry, and generous prep space — seamlessly connecting to the main living areas for effortless entertaining. Large sliding glass doors draw in natural light and frame the serene outdoor views, creating a bright and inviting atmosphere throughout. The primary suite is privately situated and serves as a relaxing retreat, complete with direct access to the lanai overlooking the lake and golf course. A large walk-in closet provides excellent storage, while the ensuite bath features dual sinks and an expansive step-in shower. The screened lanai truly extends the living space outdoors — ideal for morning coffee, evening gatherings, or simply enjoying the peaceful water and fairway backdrop. Significant updates provide peace of mind, including a new roof (2021), new air conditioning system (2020), new lanai cage (2023), and a reverse osmosis system (2019). Silver Oak residents enjoy the established charm of The Vines, known for mature landscaping, scenic lakes, and optional membership opportunities featuring championship golf, tennis, fitness, dining, and an active social calendar. Ideally located near shopping, dining, RSW International Airport, and Gulf beaches, this property offers space, updates, and lifestyle in one of Estero’s most sought-after private communities. **Some photos in this listing have been virtually staged to illustrate the potential use and layout of the space. Furnishings and décor shown are for illustrative purposes only and are not included in the sale. **
Features
- Amenities: Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Fitness Center Attended,Golf Course,Internet Access,Pickleball,Private Membership,Putting Green,Restaurant,Streetlight,Tennis Court,Underground Utility
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: THE VINES
- Year Built: 1993
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 2,068
- Acreage: 0.19
- Est. Taxes: $5,977
- HOA Fee: $1,100 Quarterly
- Master HOA Fee: $1,030
- Lot Desc: Irregular Shape,Oversize
- View: Golf Course,Lake,Landscaped Area
- Community Type: Gated,Golf Course,Tennis
- Water Front: Yes
- Elem. School: THREE OAKS ELEMENTARY
- Middle School: SCHOOL CHOICE
- High School: SCHOOL CHOICE
- Pet Policy: No Approval Needed
- MLS#: 226008622
- Website: https://www.raveis.com
/prop/226008622/19427silveroakdr_estero_fl?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
19427 Silver Oak DR, Estero, FL, 33967
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,598 | $2,704 | $3,560 |
| Total Monthly Payment | $3,188 | $3,294 | $4,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388