8554 SAINT KITTS CIRCLE, Englewood, FL, 34224 | $498,000

Welcome to 8554 Saint Kitts Circle in the highly sought-after Island Lakes at Coco Bay in Englewood, Florida — a beautifully designed 2024 Lennar Summerville II Manor Home offering lake frontage and nearly 2, 450 square feet of thoughtfully planned living space.

This is part of the desirable Manor Home Series — and with the developer now sold out of this series, opportunities like this are rare.

Perfectly positioned on a 65-foot lakefront homesite in Flood Zone X500 (no flood insurance required), this single-story residence delivers the ideal blend of coastal elegance, structural peace of mind, and everyday functionality. Notably, this home is one of only a handful within the community that enjoys BOTH water views and a preserve backdrop — creating an exceptional sense of privacy and open green space rarely found together.

From the moment you enter, soaring ceilings and an expansive 19’ x 24’ great room create a bright, open atmosphere designed for entertaining and effortless Florida living. Stunning ceramic tile flooring runs throughout the entire home and is laid on the diagonal — a design upgrade that enhances visual depth and creates a more expansive feel. The seamless tile surface offers an allergen-friendly, highly durable, and easy-to-maintain finish ideal for Florida living, handling beach sand, pets, and everyday wear with ease. No carpet. No transitions. Just clean lines and timeless durability.

The chef’s kitchen is both stylish and functional, featuring a built-in oven, cooktop, stainless appliances, generous island seating, abundant cabinetry, and seamless flow into the dining area overlooking tranquil lake and preserve views.

The split-bedroom layout provides exceptional privacy. The primary suite is a true retreat featuring a spacious bedroom, TWO walk-in closets, and an impressive bath configuration designed for comfort and space — offering the storage and separation today’s buyers appreciate. Two additional bedrooms with built-in closets, along with a dedicated OFFICE/FLEX ROOM, provide versatility for guests, multigenerational living, or remote work.

Step outside to the covered and screened rear lanai where peaceful lake and preserve views and Northwestern sun exposure create the perfect backdrop for morning coffee and stunning evening skies. With 65 feet of lake frontage and no immediate rear neighbors beyond the preserve, the setting feels open, serene, and private.

Constructed of solid block with slab foundation and shingle roof, this home also features HURRICANE WINDOWS, fire/smoke detection integration, irrigation system, professional landscaping, and an oversized 3-car garage — providing both security and ample storage flexibility.

Island Lakes at Coco Bay is a master-planned community designed for lifestyle. Residents enjoy a RESORT-STYLE POOL, pickleball courts, and social gathering spaces, all just minutes from Englewood Beach, marinas, golf courses, driving ranges, parks, and everyday conveniences.

Built in 2024. Manor Home Series. Lake + Preserve views. Diagonal tile throughout. 3 bedrooms plus office. 3 full baths. 3-car garage. Northwestern exposure. X500 flood zone. Developer sold out of this series.

Coastal living without compromise.

This is the one buyers wait for.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 65 x 130
  • Laundry: Laundry Room
  • Style: Contemporary, Florida
  • Year Built: 2024
  • Garage: 3-car Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,449
  • Acreage: 0.19
  • Lot Size: 65 x 130
  • Est. Taxes: $8,575
  • HOA Fee: $924 Quarterly
  • Lot Desc: Cleared, Greenbelt, In County, Landscaped, Level
  • View: Park/Greenbelt
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7522649
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/C7522649/8554saintkittscircle_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 5:15:34 AM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8554 SAINT KITTS CIRCLE, Englewood, FL, 34224

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $715 $715 $715
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,389 $2,486 $3,308
Total Monthly Payment $3,179 $3,276 $4,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.