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5413 Wishing Arch Drive | Margate Floorplan | 3 Beds | Office | 1, 966 Sq Ft | Waterfront | Built 2021
Picture wide open lagoon views behind you, conservation in front of you, and one of the largest pie-shaped dockable lots in this area of the neighborhood giving you room to breathe. Located in the waterfront community of MiraBay, this 2021 Park Square Homes Margate floorplan offers a rare combination of space, privacy, and true waterfront flexibility.
Inside, the home feels open and connected from the moment you walk in. Tile flooring runs through the main living areas, crown molding adds a finished touch, and high ceilings keep the space light and airy. A custom built-in dry bar creates an inviting spot to gather after a day relaxing poolside at the Mirabay clubhouse. The kitchen serves as the centerpiece with quartz countertops, stainless steel appliances, gas cooking, a stylish backsplash, and a large center island designed for conversation and seating up to 6. It flows seamlessly into the dining and living areas, all positioned to capture peaceful lagoon views and embrace indoor-outdoor living.
The split-bedroom layout offers privacy for everyone. Guest bedrooms and the dedicated office are positioned toward the front of the home, while the primary suite is tucked at the rear overlooking the water. The owner’s retreat includes two walk-in closets and a spacious en-suite bath with dual vanities and a walk-in shower.
With no direct rear neighbors and expansive water views, the setting feels both open and private.
Just steps to the clubhouse and marina, and directly across the canal from community events, residents enjoy boating, fishing, and access to waterfront dining with connectivity to Tampa Bay. MiraBay is known for its resort-style amenities including multiple heated pools, a two-story fitness center, tennis and pickleball courts, walking trails, a private marina, kayak launch, and golf-cart-friendly streets.
If you’ve been waiting for a waterfront home that offers lifestyle, space, and long-term value, this one is worth seeing in person.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,920 | $2,920 | $2,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $17 | $18 | $24 |
| Total Monthly Payment | $92 | $93 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.