5515 GOLDEN ISLES DRIVE, Apollo Beach, FL, 33572 | $359,999

One or more photo(s) has been virtually staged. 5515 Golden Isles Dr, Apollo Beach, FL 33572 | 3 Bedroom + Office | 1, 960 Sq Ft | MiraBay
If you've been looking for a home in MiraBay that actually lives as good as it looks, this is the one. Tucked inside the Seacrest area of MiraBay — one of the quietest, most walkable pockets in the community — this updated home sits within easy walking distance of the clubhouse, resort pools, and the walking trails that make this neighborhood feel like a permanent vacation.
Inside, 1, 960 square feet is laid out in a way that just makes sense. The split floor plan gives the primary suite its own space on one side of the home, with two guest bedrooms and a full bath on the other. In between, you have a dedicated office with French doors, a formal dining room, a casual eating nook, and an open kitchen and living area that all flow together naturally. This is a home with real rooms — not just square footage.
The kitchen is well equipped for both everyday cooking and entertaining, with 42-inch upper cabinets, stone countertops, a tile backsplash, stainless steel appliances, a pantry, and a large center island with a breakfast bar. The primary suite has double tray ceilings, a garden tub, glass-enclosed shower, dual sink vanity with makeup counter, and a walk-in closet. Throughout the main living areas, you'll find tile flooring laid in a brick pattern, tray ceilings with shiplap accents, arched entryways, and glass exterior doors that bring in great natural light.
Out back, the screened patio overlooks a private yard with no rear neighbors and a rare view of the largest pond in the community — just peaceful Florida living. Overflow parking is conveniently located nearby for guests.
The big-ticket items are already done: roof replaced in 2022, A/C replaced in 2022, and water heater replaced in 2020. The exterior was freshly painted in 2025.
Here's what makes this listing stand out even more: the HOA covers exterior water and irrigation, landscaping and lawn care, exterior paint, a roof reserve, and periodic exterior pest control. That's a meaningful amount of maintenance taken off your plate every single month.
MiraBay is a gated, golf-cart-friendly community with resort-style pools, a 136-foot water slide, a 135-acre lagoon with community kayaks and paddleboards, a 24-hour fitness center, café, tennis, pickleball, basketball, parks, and walking trails. Easy access to US-41 and I-75 puts Tampa, St. Pete, Sarasota, and the Gulf beaches all within reach.
Homes in the Seacrest area don't come up often. This one has the layout, the location within the community, and the low-maintenance lifestyle to back it up.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 40 x 115
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Craftsman
  • Year Built: 2004
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,960
  • Acreage: 0.11
  • Lot Size: 40 x 115
  • Est. Taxes: $5,365
  • HOA Fee: $432 Monthly
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Level, Near Marina, Sidewalk, Street Dead-End
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: TB8481218
  • Days on Market: 91 days
  • Website: https://www.raveis.com
    /prop/TB8481218/5515goldenislesdrive_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 12:47:08 PM)
Listing courtesy of 27NORTH REALTY   Phone: 813-645-4663

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5515 GOLDEN ISLES DRIVE, Apollo Beach, FL, 33572

$359,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,999 $287,999 $287,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $447 $447 $447
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,704 $1,797 $2,372
Total Monthly Payment $2,226 $2,319 $2,894

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.