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12 North Street, Montrose, NY, 10548 | $499,000
Welcome to this exceptional opportunity to own an affordable home in the desirable Town of Cortlandt. Situated on a quiet dead-end street, this property provides added privacy and minimal traffic. This well-maintained home offers living room, dining area w/sgd to deck, eat-in kitchen, 2 bedrooms and full bath on the first level with hardwood floors throughout. The walk-out lower level adds tremendous flexibility, featuring a large family room/playroom, an extra office/den/exercise room, and the convenience of a full bathroom. Location for this home is enviable! Enjoy proximity to the scenic Hudson River, offering beautiful waterfront views and outdoor recreation opportunities just moments away, minutes to the local schools, Hendrick Hudson Free Library and the convenience of being only 2. 4 miles from the Cortlandt Metro North train station offering a swift 50 minute commute to Grand Central Station! Whether you're heading into the city for work or leisure, convenience is truly at your doorstep. In addition, as a resident of the Town of Cortlandt, you'll benefit from access to an array of community amenities and programs, including Town recreation programs for both adults and children, the wonderful town pool, summer camp program and year-round community activities. This home combines affordability, commuter convenience, and community lifestyle - an ideal choice for first-time buyers, downsizers, or anyone seeking value in a prime location.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Basement
- Style: Raised Ranch
- Year Built: 1972
- Heating: Baseboard, Hot Water, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 1,028
- Acreage: 0.18
- Est. Taxes: $9,068
- Lot Desc: Cul-De-Sac, Near School
- Elem. School: Hendrick Hudson
- Middle School: Blue Mountain Middle School
- High School: Hendrick Hudson High School
- School District: Hendrick Hudson
- Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
- MLS#: 965928
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/965928/12northstreet_montrose_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 North Street, Montrose, NY, 10548
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $756 | $756 | $756 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,490 | $3,235 |
| Total Monthly Payment | $3,192 | $3,321 | $4,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535