3082 NE TOP TERRACE, Arcadia, FL, 34266 | $360,000

Under Construction. This is your chance to snag a home while it’s still in its “hard hat and tool belt” era… and watch it transform into something incredible. Sitting on over an acre, this three-bedroom, two-bathroom beauty gives you that sweet spot we all want: room to breathe, space to spread out, and still close enough to everything that matters. Concrete block construction. Durable metal roof. Built solid from the ground up so you can sleep easy when those Florida storms roll through. Step inside and you’ll find an open-concept layout that was designed for real life. The kitchen will feature a spacious pantry and overlooks the main living area, so whether you’re hosting friends, helping with homework at the island, or just enjoying a quiet night in, you’re always part of the action. The split floor plan keeps the primary suite tucked away as your own private retreat, while the two additional bedrooms sit on the opposite side of the home, perfect for guests, kids, or even a home office setup. And yes, there’s a full laundry room. Because convenience matters. Out back, you’ll have a patio just waiting for rocking chairs, weekend barbecues, and those “let’s sit outside a little longer” kind of evenings. A full parking pad and sidewalk leading to the front door make everyday life practical and welcoming from the moment you pull in. And let’s talk about the builder. This home is being crafted by one of our area’s most trusted local builders, known for quality work, solid reputation, and a real commitment to this community. That matters. When it’s complete, you’ll have everything new. New roof. New systems. New finishes. Lower insurance. Lower maintenance. Zero honey-do list waiting on you. If you’ve been thinking about new construction, this is your sign. Lock it in now and enjoy the best part… watching your future home come to life before your eyes. (Photos in pictures are of another build that is similar in finishes and outside appearance but on a different property. )

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2026
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,388
  • Acreage: 1.09
  • Est. Taxes: $323
  • Lot Desc: In County
  • View: Trees/Woods
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: C7522628
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7522628/3082netopterrace_arcadia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/18/2026 3:09:14 AM)
Listing courtesy of THE WILLIAMSON GROUP REALTY, I   Phone: 863-494-9009

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3082 NE TOP TERRACE, Arcadia, FL, 34266

$360,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $288,000 $288,000 $288,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.648%
Monthly Tax Payment $27 $27 $27
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,658 $1,750 $2,334
Total Monthly Payment $1,760 $1,852 $2,436

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.