2963 40th AVE SE, Naples, FL, 34117 | $540,000

PRICE ADJUSTED ON THIS MODERN HOME WITH INCOME POTENTIAL! Welcome to this beautifully built single-family home offering 3 bedrooms plus a den (easily used as a 4th bedroom or home office), 2 full bathrooms, and a 2-car attached garage. Situated on a cleared 100% upland lot, this property provides peace of mind and future flexibility — build a pool, workshop, or barn without the cost and complications of having to do wetland mitigation. Step inside to discover a modern open-concept design featuring a spacious kitchen with island, quartz countertops, and wood cabinetry throughout the kitchen and bathrooms. The home is completely tiled throughout, combining style with easy maintenance. Every room includes ceiling fans and modern lighting, while impact windows and doors offer safety, energy efficiency, and storm protection. Both bathrooms are thoughtfully designed offering both options of a shower or tub, and the home features neutral colors throughout along with all window blinds included, making it truly move-in ready. Enjoy outdoor living at its finest on the large screened lanai with an outdoor summer kitchen, perfect for entertaining year-round. A whole house reverse osmosis filtration system completes this property with comprehensive water purification on every tap, showers and appliances. The extended paved driveway provides ample parking for multiple vehicles. A standout feature of this property is the additional setup ideal for rental income or multigenerational living, allowing side-by-side occupancy while maintaining privacy and separation from the main home. Located in Golden Gate Estates, surrounded by similarly newer homes, you’ll enjoy the tranquility of owning land while still being just a short drive from the city center, shopping, dining, and the stunning Southwest Florida beaches. Experience the best of Naples-area living with space, privacy, and convenience. Don’t miss this opportunity to own a versatile, new construction home in one of the area’s most desirable acreage communities.

Features

  • Amenities: Horses OK,See Remarks,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2025
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,604
  • Acreage: 1.14
  • Est. Taxes: $687
  • Lot Desc: Horses Ok,Oversize
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 226009118
  • Website: https://www.raveis.com
    /prop/226009118/296340thavese_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Saggio Realty, Inc

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2963 40th AVE SE, Naples, FL, 34117

$540,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $432,000 $432,000 $432,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $57 $57 $57
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,555 $2,660 $3,501
Total Monthly Payment $2,704 $2,809 $3,650

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.