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Located in the charming South Wilson village of Palmetto Bluff, 14 Refuge Street offers a rare opportunity just steps from the May River. Built in 2022 by H2 Builders and thoughtfully designed by Pearce Scott Architects, with interiors by Leah Bailey Interiors, this 3-bedroom, 3. 5-bath residence blends timeless Lowcountry architecture with refined, curated interiors-offered fully furnished and completely turnkey for effortless enjoyment from day one. From the moment you enter, the craftsmanship is unmistakable. Soaring 11-foot ceilings anchor the main living level, while oak flooring flows seamlessly throughout the home. Stunning trim details, custom millwork, and beautifully integrated built-ins create warmth, depth, and architectural character at every turn. The kitchen is both functional and striking, featuring floor-to-ceiling cabinetry that provides abundant storage while making a dramatic design statement. Anchoring the space is a statement-making La Cornue double oven and range paired with a Sub-Zero refrigerator-an exceptional appliance suite that blends performance with timeless European style. Adjacent living and dining spaces feel inviting yet elevated-perfect for entertaining or relaxed evenings at home. The primary suite is ideally positioned on the main level, offering comfort and privacy with elegant finishes and thoughtful detailing. Upstairs, two gracious bedroom suites provide welcoming accommodations for family and guests, complemented by a spacious flex room, dedicated Zoom office or bunk area, and a generous second-level porch that extends the living space outdoors. A large screened porch with fireplace creates a true year-round gathering space, seamlessly connecting indoor and outdoor living in classic Lowcountry style. Every room in this home has been carefully curated with gorgeous furnishings that perfectly complement the architecture-sophisticated yet comfortable, polished yet inviting. Offered fully furnished, 14 Refuge Street is truly move-in ready. Additional features include a two-car garage plus a dedicated golf cart bay, ensuring both convenience and the quintessential Palmetto Bluff lifestyle. This is a beautifully executed, impeccably furnished home in one of the Bluff's most beloved village settings-an exceptional opportunity in South Wilson.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,556,000 | $2,556,000 | $2,556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.259% | 6.203% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,916 | $15,531 | $21,569 |
| Total Monthly Payment | $15,041 | $15,656 | $21,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.