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Lowest priced home in Siesta Terrace a desirable high dry (non evacuation zone) neighborhood located in Holiday FL just a short walk from stores, restaurants and 10 mins from World Famous Tarpon Springs Sponge Docks and the premier Anderson Park- Family Fun for everyone. The best part is that there are No HOA fees, No CDD fees and No Flood Insurance required. Pasco County has lower taxes too.
Once you see this charming home from the freshly painted exterior with the pristine condition(Mid-Century Broken Tile) porch with lush landscaping and a beautiful shade tree; You will want to come inside and explore all the recent updates that make it a place you will be happy to entertain family and friends.
The remodeled kitchen is a cooks dream with stainless steel appliances (dishwasher included) and designer tiled back splash. The large front windows were recently replaced with hurricane impact ones. The master bedroom easily accommodates a king size bed and more. The screened back porch has a bar that feels like your on an island vacation. The privacy fenced backyard has room for pets/gardens and a utility shed.
There is also a 21ft x 11ft Family room/Bonus Room/Art Studio with that same rare (Broken Tile) flooring. Located on a corner lot with extra parking this property is move in ready and a must see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $63 | $63 | $63 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $990 | $1,030 | $1,383 |
| Total Monthly Payment | $1,128 | $1,168 | $1,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.