643 BLUE LANE NW, Port Charlotte, FL, 33952 | $365,000

Dynamically different and designed for true Florida living, this exceptional Port Charlotte residence delivers space, style, and privacy on an oversized, beautifully landscaped corner lot. From the moment you step through the stone-accented entry porch through the foyer and into the raised main living space, the soaring vaulted and beamed wood ceiling creates an immediate sense of openness and character—far from the ordinary cookie-cutter home. The split floor plan features three well-appointed bedrooms, two baths, and a versatile bonus room off the primary bedroom that can serve as an office, sitting room, or expansive walk-in closet.
The heart of the home is its inviting living and dining areas, complete with a built-in bar and a renovated kitchen enhanced by stainless steel appliances, glass tile accents, and an expanded workspace with a large laundry room & pantry nearby. Whether hosting family gatherings or quiet evenings at home, the layout offers comfort and flexibility.
Outdoor living is the true showpiece. The rear of the home faces southeast, allowing the pool area to enjoy sunlight for most of the day—a highly desirable feature for year-round enjoyment. Over 1, 500 square feet of luxurious outdoor living surrounds the heated pool and separate in-ground spa, all set on an elegant paver deck with a spacious covered lanai perfect for entertaining or relaxing in the Florida sun. A metal roof, impact windows, and a hurricane-rated garage door provide peace of mind, while the unique semi-enclosed carport and one-car garage offer creative parking options and the potential to convert to a full two-car garage if desired. A 12' x 8' shed adds valuable storage for tools, toys, or hobby equipment. Set in the desirable Spring Lake area, this home is just minutes from the Port Charlotte Beach Complex, Spring Lake Boat Ramp, shopping, dining, medical facilities, and the Peace River. Englewood’s pristine Gulf beaches are less than 30 minutes away.
A rare blend of character, craftsmanship, and resort-style outdoor living—this home is truly one of a kind.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Washer Hookup
  • Style: Contemporary
  • Year Built: 1984
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,759
  • Acreage: 0.34
  • Est. Taxes: $3,424
  • Lot Desc: Corner Lot, FloodZone, In County, Level, Oversized Lot, Unincorporated
  • Pool: Fiberglass, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7522705
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/C7522705/643bluelanenw_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 3:21:41 AM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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643 BLUE LANE NW, Port Charlotte, FL, 33952

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,681 $1,870 $2,425
Total Monthly Payment $2,041 $2,230 $2,785

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.