538 CRYSTAL DRIVE, Madeira Beach, FL, 33708 | $1,999,999

Welcome to Life's OASIS home on the water. Over 400k in redesign & renovated inside and out. This 2800+sqft 5/4 has been fully REDESIGNED downstairs, master bedroom with huge bathroom, huge closet and the NEW gourmet chef kitchen(2025). All NEW inside and outside AC UNITS (2025). ALL DOWNSTAIRS FLOORING REPLACED(2025). When you enter your eyes are drawn immediately to the tranquil ocean water. The fun in the sun begins with your custom redesigned deep pool, new extended sun deck step(with umbrella holder) and new PEBBLE TECH surfacing and all new pavers (2021) surrounding the pool. The oversized deck( that dolphins and manatees pass by daily, is perfect for all your relaxation time over the water (sunsets). It fits many friends that will be visiting this house because it's less than 8 minutes' walk BEACH. Then, the Boater's DREAM, not 1 but 2 boat lifts. (10k lbs & 20k lbs) and just 10-15 minutes ride to the GULF by JOHN'S PASS. The lush tropical yard (front & back) has been redesigned(2021) and maintained by current owners to make yard work a breeze. Step back inside to the amazing sunroom with 3 sliding (HURRICAN IMPACT) doors to west and north that allow the beautiful sunlight in year round. Open the north sliding door and 2 NEW hurricane impact windows (2025) year round to the new screened in porch (2022) area for those wonderful Florida breezes. Or keep them closed and watch how efficient your new (2025) NEW AC really is (downstairs unit) and (2025) NEW AC upstairs. Downstairs is 3/2 (1 with a brand new 2023 laundry area) and upstairs is 2/2 ensuites. With 2 MASTERS perfect for visitors' privacy or IL suite (1 up & 1 down) , both masters have fully redesigned bathrooms. The downstairs (expanded 32" doorways) ensuite MASTER bedroom has double bathroom areas, large open shower, walk closet, & your private sliding doors (IMPACT) to the pool. The 2nd MASTER upstairs has a balcony overlooking the water and a fully remodeled bathroom(2022) with a BLUETOOTH speaker vent in the shower & multiple shower heads. This is a must-see by way of the new (2022) beautiful wooden stairs. You will also find another huge ensuite room to the left, a split plan perfect for privacy. Totaling THREE bedrooms with ENSUITE bathrooms. Vacation home for many to visit or large family. The kitchen is chef's Dream with plenty of storage for all your kitchen gadgets and 40" wide walkways(wheelchair spaced). The newly expanded dining room area, located by the kitchen, new sliding pass through window to the screen room, is big enough for your large family table. The family room, open near the kitchen, allows you to cook and enjoy your time with visitors. NEW TILE THROUGHOUT THE DOWNSTAIRS. You will have plenty of parking with the circular driveway (6) and (2) double garage with an extended driveway. Totaling 8! BOOK YOUR viewing TODAY, AT OVER 300K BELOW VALUE IT WILL GO FAST. rex)

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: None
  • Year Built: 1959
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,808
  • Acreage: 0.17
  • Est. Taxes: $10,645
  • Pool: Gunite, Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6382252
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/O6382252/538crystaldrive_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 11:56:59 PM)
Listing courtesy of Houwzer Inc   Phone: 267-765-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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538 CRYSTAL DRIVE, Madeira Beach, FL, 33708

$1,999,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,999 $1,599,999 $1,599,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $887 $887 $887
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,085 $9,465 $13,287
Total Monthly Payment $10,097 $10,477 $14,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.