5532 20TH STREET, Zephyrhills, FL, 33542 | $425,000

Turnkey, fully remodeled duplex offering immediate income with $53, 586 documented revenue in the past 12 month's. Comes equipped with modern upgrades throughout. This move in ready property has been completely renovated with brand-new luxury vinyl plank flooring, fresh interior paint, updated kitchens with new cabinetry, and new stainless steel appliances. Major systems have already been addressed, including a roof replacement in May 2021 and new instant hot water heaters, providing peace of mind and reduced future expenses. Each side has 2 beds and 2 baths for a total of 4/4

Currently operating as a successful short-term rental, the duplex launched as an Airbnb in mid-February 2025 and has already demonstrated strong performance. Gross revenue of $53, 000 over the past 12 months, with approximately $30, 000 generated in the most recent six months, reflecting typical ramp-up growth associated with newly launched short-term rentals and increasing booking momentum.

This property presents a true turnkey investment opportunity, with the option to purchase fully furnished for a negotiated price. Allowing a new owner to step in and continue operations immediately.

Ideal for investors seeking short-term rental income, long-term rental potential, or a flexible duplex strategy. Modern finishes, strong income history, and minimal capital needs make this an exceptional opportunity. Listing agent has an ownership interest in the property.

Features

  • Bedrooms: 4
  • Units: 2
  • Laundry: None
  • Year Built: 1978
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,938
  • Acreage: 0.18
  • Est. Taxes: $5,729
  • Elem. School: Woodland Elementary-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • MLS#: TB8481799
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/TB8481799/553220thstreet_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 10:32:31 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5532 20TH STREET, Zephyrhills, FL, 33542

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $477 $477 $477
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,147 $2,823
Total Monthly Payment $2,645 $2,699 $3,375

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.