5461 HIGHWAY 77, Chipley, FL, 32428 | $54,500

2 Acres on Hwy 77 — Deep Well & Power Already In Place! Don't miss this ready-to-build 2-acre parcel with direct frontage on Highway 77 in Washington County, Florida — and the hard work is already done! This partially wooded vacant lot comes with a drilled deep well for drinking water and electricity already run to the property, giving you a serious head start over comparable raw land listings in the area. Just bring your building plans and make it your own. Situated along one of the Florida Panhandle's busiest north-south travel corridors, this property offers outstanding visibility and easy access while maintaining the peaceful, private feel of rural Washington County. The lot's elongated shape delivers strong highway frontage on Hwy 77, with natural woodland providing a scenic backdrop and a sense of seclusion. At a full 2 acres, the property is an excellent fit for a primary residence, weekend retreat, manufactured home, or investment hold in a steadily appreciating rural land market. Located just outside the City of Chipley in unincorporated Washington County, buyers enjoy the flexibility of county land use guidelines while remaining just minutes from Chipley's schools, grocery stores, medical services, and dining. Falling Waters State Park and nearby recreational opportunities make this area a true Florida hidden gem. With utilities already partially in place, this is one of the best-value land opportunities currently available in Washington County. Priced to move — properties with existing infrastructure at this acreage and price point rarely last long.

Features

  • Lot Size: x
  • MLS#: S5144923
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/S5144923/5461highway77_chipley_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 3:47:07 PM)
Listing courtesy of PROFILES INTERNATIONAL REALTY   Phone: 321-297-8161

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5461 HIGHWAY 77, Chipley, FL, 32428

$54,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $43,600 $43,600 $43,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $254 $265 $350
Total Monthly Payment $329 $340 $425

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.