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FIRST SHOWINGS AT OPEN HOUSE SATURDAY 3/7, 10AM 11AM. Meticulous Colonial tucked within a private neighborhood setting and directly abutting the prestigious Shelter Harbor Golf Course. A welcoming front porch overlooks the quiet, secluded streetscape, creating a charming first impression. Inside, the foyer is flanked by a formal dining room that flows seamlessly into a spacious eat-in kitchen. The kitchen opens to a comfortable family room with a fireplace and wood stove perfect for cozy New England evenings. From here, step out to the rear deck and enjoy the backyard, an ideal setting for gardening, outdoor entertaining, or simply relaxing in your own peaceful retreat. A separate living room sits to the left of the entry, and a convenient half bath completes the first level. Upstairs, you'll find three generously sized bedrooms and a full bath, including a primary suite with its own en suite bath. An additional office/flex space provides the perfect setup for remote work or versatile living. The home also features a walkout basement offering excellent potential for additional living space, recreation, workshop use, or storage. Additional highlights include gleaming hardwood floors and a 2-car integral garage. Enjoy a peaceful lifestyle just minutes from Westerly and Charlestown's renowned beaches, coastal attractions, and amenities. A rare opportunity to own a golf-course-side home in one of the area's most desirable locations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,402 | $3,589 | $4,856 |
| Total Monthly Payment | $3,827 | $4,014 | $5,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.