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Presented by
The One Team |
20221 Estero Gardens CIR, #101, Estero, FL, 33928 | $269,900
Welcome to one of the most thoughtfully upgraded units in Villagio! This 1-bedroom plus den, 1. 5-bath waterfront residence with a 1-car garage offers a level of finish rarely found at this price point — and it shows the moment you walk in.
The kitchen features replaced countertops with the breakfast bar converted to a flat island, opening up the space for a more modern, inviting feel, complemented by under-cabinet lighting and premium fixtures throughout. Large-format white oak flooring flows through the home, paired with custom paint and upgraded LED lighting. A custom Hunter Douglas partition elegantly separates the den from the main living area, offering flexible use of the space without sacrificing the open layout.
The primary bath has been completely transformed — the original tub/shower combo was removed and replaced with a spacious walk-in glass shower, giving the space a true spa-like feel. Updated countertops and under-mount sinks complete the renovation.
Major-ticket items have already been addressed — a new HVAC system (2024) and a recently installed hurricane impact glass window (2025) join the original hurricane impact glass sliders already in place, providing peace of mind and energy efficiency throughout. Premium ceiling fans and fixtures complete the polished look.
Step outside to enjoy serene water views from your own waterfront setting, with the added convenience of guest parking directly across the street.
The $580/month condo fee covers an impressive list — water, Xfinity X1 cable with DVR and Voice Remotes, high-speed wireless internet, building insurance, exterior pest control, landscaping, and more. Villagio is a 24-hour man-gated community featuring brand-new pickleball and tennis courts, multiple swimming pools, a community spa, a large fitness center, a movie theater, and on-site property management. The on-site Café serves a full daily menu and is home to local favorite Royal Scoop ice cream.
This one is move-in ready and won't last long.
Features
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Amenities: BBQ - Picnic, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Restaurant, Sidewalks, Street Lights, Tennis Court(s), Theater, Gated, Tennis
- Bedrooms: 1
- Baths: 1 full / 1 half
- Laundry: Washer/Dryer Hookup, Inside
- Complex: VILLAGIO
- Year Built: 2004
- Common Charge: $580 Monthly
- Approx Sq. Feet: 1,537
- Acreage: 0.33
- Est. Taxes: $2,063
- Lot Desc: Regular
- View: Lake
- Water Front: Yes
- Pet Policy: With Approval
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
- MLS#: 226009259
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/226009259/20221esterogardenscir_estero_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The One TeamSales Associates
OneandCompany@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1724767
203.305.5736
Kevin.DeTullio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20221 Estero Gardens CIR, #101, Estero, FL, 33928
$269,900
The One Team
Sales Associates
William Raveis Real Estate
Phone: 860.850.0500
OneandCompany@raveis.com
Kevin DeTullio
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,277 | $1,329 | $1,750 |
| Total Monthly Payment | $1,524 | $1,576 | $1,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388