1054 Columbia Street, Kingston, NY, 12401 | $445,000

Welcome home to this well-maintained four-bedroom, two-and-a-half-bath Cape situated on a quiet dead-end road. Step onto the charming rocking-chair front porch—perfect for morning coffee or evening relaxation. Inside, the living room opens seamlessly into a spacious kitchen featuring stainless steel appliances, custom cabinetry, butcher block counters, and a breakfast bar. Convenient first-floor living is offered with a bedroom and a half bath located just off the kitchen. Two staircases provide access to the second level, creating an ideal layout for a potential mother-daughter setup. The second floor—an addition completed in 2012—features three generous bedrooms and a full bath, including the primary suite with a walk-in closet, double-sink vanity, and jetted jacuzzi tub. A spacious game room is also located on this level, accessed by either the spiral staircase or the main staircase. The lower level is partially finished, offering flexibility for a home gym, storage, and includes the washer and dryer. Outside, enjoy a nicely sized backyard with a shed for storage and a firepit for cozy evenings. Additional highlights include an oversized two-car garage completed in 2012, off-street parking, and two driveways. Municipal water and sewer and a prime location close to major shopping, schools, restaurants, NYS thruway and more complete the package, come see for yourself! * Please note: Solar panels are leased through Tesla with approximately 8 years remaining at 85/month. Plumbing and electrical were updated in 1993* * New on demand Hot water heater is in the process of being installed*

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Basement
  • Style: Cape Cod
  • Year Built: 1951
  • Garage: 2-car
  • Heating: Baseboard, Natural Gas, Radiant
  • Cooling: Central Air
  • Basement: Full, Partially Finished, See Remarks, Storage Space
  • Approx Sq. Feet: 2,459
  • Acreage: 0.16
  • Est. Taxes: $8,137
  • Elem. School: Chambers
  • Middle School: M Clifford Miller Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: 957219
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /prop/957219/1054columbiastreet_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Berardi Realty   Phone: 845-201-1111

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

1054 Columbia Street, Kingston, NY, 12401

$445,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,000 $356,000 $356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $678 $678 $678
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,132 $2,221 $2,932
Total Monthly Payment $2,885 $2,974 $3,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.