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Presented by
Jeff Romatzick - Romatzick Team |
Gracefully set in a highly sought-after location in Lloyd Harbor, this exceptional classic 5-bedroom home offers a perfect blend of elegance and comfort. The amazing newly renovated kitchen, reimagined in 2019, is the heart of the home, featuring a grand woodblock island, vaulted ceilings, state-of-the-art custom cabinetry, and a sunny breakfast nook—all open to the great room with fireplace, creating an ideal layout for everyday living and entertaining. The primary main-floor bedroom wing (fully renovated in 2023) features an additional sunlit room ideal for a home office along with a private ensuite bath complete with radiant heated floors, a soaking tub and separate steam shower. This impressive residence offers three fireplaces, a separate bedroom ensuite perfect for guests, along with a finished basement providing additional living or recreational space. Beautifully landscaped 2. 4 acres of level property also offers a covered back porch and outdoor patios. Additions include a separate detached two-car garage and full house generator. Conveniently located near beaches, village amenities, and nature preserves in one of the North Shore’s most desirable communities. Lloyd Harbor Beach, Police, CSH#2.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,200,000
Sales Associate
William Raveis Real Estate
Phone: 203.400.0095
Jeffrey.Romatzick@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $2,560,000 | $2,560,000 | $2,560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $4,102 | $4,102 | $4,102 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,335 | $15,555 | $21,430 |
| Total Monthly Payment | $18,562 | $19,782 | $25,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.