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Presented by
Nandy Miller Team |
Located in the highly sought-after Horace Mann neighborhood, this charming home offers the perfect opportunity to make it your own. Perched atop a beautiful lot, the property features a newly paved driveway, a spacious yard, and a large detached shed for additional storage. Inside, the kitchen flows seamlessly into the dining area, creating a functional and inviting space for everyday living. The main level also includes a comfortable living room and a generously sized bedroom. Upstairs, you’ll find a large second bedroom with a separate nook—ideal for a home office, gaming area, or cozy reading space. The partially finished, heated basement offers even more versatility with cedar closet storage and a washer and dryer. This space could easily serve as a family room, workout area, or additional living space. This sweet home is full of potential and ready for its next chapter.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Walk-In Closet(s) | 12.0 x 11.0 | Second |
| Dining Room | Flooring - Wall to Wall Carpet, French Doors | 12.0 x 12.0 | First |
| Kitchen | Flooring - Wall to Wall Carpet, Kitchen Island, Gas Stove | 13.0 x 12.0 | Main,First |
| Living Room | Flooring - Wood | 17.0 x 12.0 | First |
| Master Bedroom | Flooring - Wall to Wall Carpet | 12.0 x 12.0 | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
Luxury Properties Specialists
William Raveis Real Estate
Phone: 239.248.4414
NandyMillerTeam@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,342 | $2,438 | $3,209 |
| Total Monthly Payment | $2,947 | $3,043 | $3,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.