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140 East 28th Street, Apartment 10C, New York City
Apartment 10C is a serene studio in Kips Bay, at 140 East 28th Street. Nestled between Murray Hill to the north and Gramercy to the south, it offers a peaceful retreat from the busier parts of Midtown while being near major institutions like NYU and the Langone Medical Center. The home is approximately 575 sqft, and features a bright, quiet layout with open east facing views.
The property is being listed "as is" in "estate condition", and the pricing considers the potential renovation expenses. There is a large dressing area and walk-in-closet currently incorporated in the Bathroom Suite. There are two additional closets in the long foyer.
The studio's floorplan allows for a dedicated sleeping area distinct from the living area. The hardwood floors have been covered with wall to wall carpeting for at least 20 years; they can be stripped and polished. There is a fireplace, but it would require servicing and Board approval to be restored.
140 East 28thStreet is a full-service co-op with a lovely landscaped roof deck. Both the lobby and the hallways have been renovated recently. There is a laundry room and extra storage is available for a fee. The co-op allows 75% financing and requires a 2. 5% flip tax. They also permit pieds-a-terre, guarantors,
co-purchasers and gifting. Pets are permitted with Board approval. Transportation is convenient to all areas of the City and the neighborhood is complete with restaurants, specialty food shopping, NYU Langone medical services and fitness options. This is a "Simply Must See. " Please call for an appointment.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $1,799 | $1,843 | $2,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.