12955 Positano CIR, Naples, FL, 34105 | $245,000

Best Value in Positano Place | Top-Floor | Upgraded and Move-In Ready
Welcome to 12955 Positano Cir #305, currently the lowest priced unit in Positano Place and one of the most compelling values among comparable low-rise condominiums in all of Naples.
Positioned on the top floor, this light-filled residence features desirable western exposure, filling the home with warm natural light and offering beautiful sunset skies each evening. With nearly 900 square feet, the thoughtfully designed layout lives larger than expected, with comfortable living, dining, and entertaining spaces that flow seamlessly.
What truly sets this unit apart is its upgraded and meticulously maintained condition. Unlike many similarly priced properties that require renovations, this condo offers a more move-in ready experience, highlighted by a beautifully renovated bathroom with modern, clean finishes that create a spa-like feel. This added level of finish enhances both everyday living and overall value.
Located in the gated Positano Place community, residents enjoy a strong amenity package including a clubhouse, resort-style pool and spa, fitness center, business center, and well-maintained grounds. The community is ideally situated just off Pine Ridge Road, providing convenient access to I-75 and US-41, and is only minutes to the Gulf beaches, Mercato, Waterside Shops, and downtown Naples.
For buyers looking to enter the Naples market at an attractive price point without sacrificing location, lifestyle, or condition, this property stands out as a rare opportunity within one of Naples’ most centrally located communities.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 3
  • Amenities: Business Center,Clubhouse,Community Pool,Community Room,Exercise Room
  • Bedrooms: 1
  • Baths: 1 full
  • Complex: POSITANO PLACE
  • Development: POSITANO PLACE
  • Year Built: 2005
  • Common Charge: $1,649 Quarterly
  • Approx Sq. Feet: 899
  • Est. Taxes: $1,828
  • Lot Desc: Other
  • View: Parking Lot
  • Community Type: Gated
  • Elem. School: OSCEOLA ELEMENTARY SCHOOL
  • Middle School: PINE RIDGE ELEMENTARY SCHOOL
  • High School: BARRON COLLIER HIGH SCHOOL
  • Pet Policy: With Approval
  • MLS#: 226009514
  • Website: https://www.raveis.com
    /prop/226009514/12955positanocir_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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12955 Positano CIR, Naples, FL, 34105

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $152 $152 $152
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,207 $1,255 $1,641
Total Monthly Payment $1,434 $1,482 $1,868

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.