78 Union Street, Bristol, CT, 06010 | $399,900

Your uniquely designed home is situated on a corner lot, one-way street, nearby local shops and within walking distance to parks and festivities nearby. Entertain guests and loved ones in natural light that pours through the space in the day and recess lighting elegantly setting the mood in the evenings. Still, you've got another option which is to take it to the courtyard and enjoy the outdoors with some privacy. All bedrooms are upstairs creating perfect separation for those who prefer the early night. No complaints of accessibility to restrooms here either with one and a half bathrooms on the upper level and one full bathroom on the main level. Save on heating with separately zoned levels a approx. four-foot-wide steps. This home has got it all! From new electrical, new siding, newly converted gas heating, new windows throughout and plenty more. The massive one-way street lot allows for several vehicles to park with plenty room to expand. The addition kitchen comes complete with double range, stainless steel appliances and a versatile island, a dream for anyone who throws down in the kitchen. This is the ultimate opportunity for anyone looking to have a turnkey property with room to grow all within a good school district. Everything new from top to bottom. Items in the house come with the house. The benefit of having a much newer house is you avoid the hidden cost of ownership. This includes future repairs, serious maintenance as well as higher insurance prices. All the windows on the property are brand new. The electric, the plumbing and the insulation are all brand new. It is important to have an air tight and insulated home. This can be the difference between a 400 or an 800 heating bill in the cold months. There is a huge added benefit that the heating system is also natural gas. The water system is also new and natural gas. As a first time home buyer you may not understand how much more it can be to heat your water, keep the house warm until it is already to late! The floors in every room are brand new. The foundation in the home has new mortar and regrouted to secure from any water. It is very important when shopping for a home to check basements for water, foundation work, as it can lead to very costly repairs. The appliances are new, all the pipes around the house are also new.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1900
  • Garage: 3-car Detached Garage
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full,Unfinished
  • Above Grade Approx. Sq. Feet: 2,216
  • Acreage: 0.19
  • Est. Taxes: $6,033
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Range,Refrigerator,Dishwasher
  • MLS#: 24156815
  • Website: https://www.raveis.com
    /prop/24156815/78unionstreet_bristol_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Laminate Floor12.0 x 16.0Upper
Bedroom 2 Laminate Floor11.0 x 15.0Upper
Bedroom 3 Laminate Floor8.0 x 11.0Upper
Dining Room Granite Counters,Laminate Floor19.0 x 11.0Main
Full Bath Tub w/ShowerMain
Half Bath Upper
Living Room Laminate Floor14.0 x 23.0Main
Primary Bedroom Full Bath,Laminate Floor19.0 x 13.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The One TeamSales Associates

OneandCompany@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

78 Union Street, Bristol, CT, 06010

$399,900

The One Team

Sales Associates

William Raveis Real Estate

Phone: 860.850.0500

OneandCompany@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $503 $503 $503
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,996 $2,614
Total Monthly Payment $2,470 $2,574 $3,192

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.