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**4005 Palm Ct, Bradenton, FL 34208 – New Listing – For Sale**
Appraised and priced to move, this charming 2-bedroom, 2-bathroom home sits in one of Bradenton's most desirable locations within the sought-after 55+ community of River Isles. Tucked away on a quiet cul-de-sac with a larger than normal lot, this home has fantastic curb appeal that'll catch your eye right away.
Step inside and you'll find 1, 228 square feet of well-maintained living space with high ceilings and an open floor plan that connects the living and dining areas perfectly. Hard flooring runs throughout, and the kitchen features beautiful quartz countertops and stainless steel appliances. Ceiling fans keep things comfortable, and the newer HVAC system installed in 2019 keeps everything running smoothly. Updated windows from 2006 and a solid roof from 2004 mean less to worry about. This one is truly move-in ready.
The oversized one-car garage offers plenty of room for your washer, dryer, and extra storage. Outside, you'll love the spacious lot and peaceful cul-de-sac setting.
River Isles really shines with its amazing amenities. Enjoy an active clubhouse with meeting rooms, a full library, exercise and game rooms, a secure mail room, and a large temperature-controlled pool overlooking the Braden River. Plus, residents get unlimited golf on the community-owned executive course.
You're just minutes from shopping, dining, medical facilities, interstates, the airport, and the gorgeous Gulf of Mexico beaches.
Don't wait on this one – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,478 | $1,515 | $1,993 |
| Total Monthly Payment | $1,890 | $1,927 | $2,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.