9422 CHANNING HILL DRIVE, Ruskin, FL, 33573 | $665,000

Rare true multi-generational home with private in-law suite, separate entrance, and pond views. This 2022 built multi-generational home offering nearly 4, 000 square feet of thoughtfully designed living space with serene pond views and no rear neighbors.

This spacious 6-bedroom, 4. 5-bath residence is truly designed for extended families, featuring a private in-law suite that lives like its own home—complete with a separate living room, private kitchen, full bathroom, laundry closet, and its own front entrance as well as direct access to the lanai. Perfect for multi-generational living, long-term guests, or added privacy and independence.

The main home features an open-concept layout ideal for both everyday living and entertaining, showcasing a large gourmet kitchen with onyx granite countertops, expansive living areas, and abundant natural light throughout. Granite surfaces continue throughout the home, complemented by crown molding that adds a refined, upscale touch to every space. The home is also pre-wired for a portable generator with a dedicated exterior hookup, offering added convenience and peace of mind during storm season.

Step outside to your extended screened-in lanai, complete with a built-in barbecue—perfect for entertaining, outdoor dining, and enjoying peaceful pond views year-round with added privacy and no rear neighbors.

Upstairs and downstairs living spaces provide flexibility for large households, remote work, or multi-purpose use, while the 3-car garage offers ample space for vehicles, storage, or hobbies.

Located in a desirable HOA community with convenient access to shopping, dining, and major highways, this home combines space, privacy, and true multi-generational functionality.

If you're looking for a move-in-ready home that offers both togetherness and independence under one roof, this property stands out as one of the most versatile and valuable homes. Buyer to assume solar panel lease

Schedule your private showing today.

Features

  • Rooms: 12
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,903
  • Acreage: 0.2
  • Est. Taxes: $7,871
  • HOA Fee: $165 Annually
  • View: Water
  • Elem. School: Belmont Elementary School
  • Middle School: Eisenhower-HB
  • High School: Sumner High School
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Water Filtration System, Water Softener, Whole House R.O. System
  • MLS#: TB8481592
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8481592/9422channinghilldrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/11/2026 12:08:38 PM)

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Kevin EoscoSales Associate

617.699.2621

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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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9422 CHANNING HILL DRIVE, Ruskin, FL, 33573

$665,000

Kevin Eosco

Sales Associate

William Raveis Real Estate

Phone: 617.699.2621

Kevin.Eosco@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $532,000 $532,000 $532,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $656 $656 $656
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,147 $3,276 $4,312
Total Monthly Payment $3,895 $4,024 $5,060

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.