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Spacious 3BR/2. 5BA townhome in Gramercy Square — freshly painted and move-in ready, with a brand-new refrigerator and microwave. At 1, 856 sq ft across two levels, it offers more room than you'll typically find at this price. The oversized primary suite includes a separate sitting area that's ideal as a home office — effectively three bedrooms plus an office — with walk-in closets and a spa-inspired bath (walk-in shower, dual sinks, soaking tub). The bright kitchen features granite counters, light wood cabinetry, and a pantry, and a convenient downstairs powder room makes hosting easy. Step out to a private, covered patio wrapped in mature greenery; the community pool & playground are just steps away. Centrally located in Delray Beach, close to everything. A great starter home, easy rental or smart investment. . . . Ready for a closer look? Here's what you'll find inside. From the moment you step in, light pours through the interiors, where a mix of tile and laminate flooring keeps everyday living easy and low-maintenance. Partial impact-rated windows add storm protection, energy efficiency, and a quieter, more peaceful feel throughout. The bright kitchen is as functional as it is charming — granite counters, light wood cabinetry, a pantry, and a picture window framing the lush backyard greenery. The convenient downstairs powder room makes hosting effortless. Upstairs, the oversized primary suite is a true standout — large enough to include a separate sitting area that works beautifully as a home office, gym, or quiet reading nook. It's a flexible addition that effectively gives you three bedrooms plus a dedicated office space, a combination that's hard to come by at this price. The suite is complete with generous walk-in closets and a spa-inspired bath featuring a large walk-in shower, dual sinks, and a soaking tub made for unwinding. Two additional bedrooms, a second full bath, and a dedicated laundry closet complete the upper level. Step just outside the dining area to your own private, covered patio — wrapped in mature greenery and made for morning coffee or quiet evenings. When you're ready to gather, the community pool and playground are only steps away. Centrally located in Delray Beach - close to everything, without the long drive out west - this is a wonderful opportunity to own a generously sized home in one of the area's most welcoming communities. A great starter home, easy rental, or smart investment, all wrapped in the South Florida lifestyle
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $373,600 | $373,600 | $373,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,238 | $2,331 | $3,077 |
| Total Monthly Payment | $2,689 | $2,782 | $3,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.