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This COMPLETELY UPGRADED Lake Keowee overlooking cottage is one hundred percent Move-In-Ready and has FULL-TIME capacity! No updates are needed as this cottage is pristine and truly breathtaking! It has a transferrable home warranty. It has a tiled OWNERS' SHOWER and GLASS DOOR, a CUSTOM BUILT-IN PANTRY, NEW FLOORING, NEW LIGHTING, HIGH-END APPLIANCES, added square footage due to finished SUNROOM and much more! Ask for the extensive list of upgrades. ASK ABOUT THE NEW BOATSLIPS and shortest waitlist in years! If you are looking for a low maintenance retreat and lake getaway OR a FULL-TIME capable lake cottage, with extra privacy, (end unit) this is it! Your wait for the perfect lake home is over. Unit 82 has a beautiful water view that you must see in person. It has approximately 1, 154 heated square feet. Its parking space is in the largest neighborhood parking lot that makes it easier for visitors and guests. This cottage is an absolute must see due to the details of its upgrades. You will be truly blown away by the quality. If you have pets or just prefer to have only one direct neighbor, you will love this cottage because it does have only woods to its left side. This gives you more privacy and your pets more space to play close by. This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, newly renovated fitness room, game room, walking trails and more. There is no HOA. Cottage owners own their cottages and lease the land. There is a regime fee of $660 a month that includes land lease, landscaping maintenance, private gated community, gates up keeping, pool, clubhouse, walking trails, fitness center, lighting, land lease and more. Monthly fees vary based on services such as boat slip rental, storage unit usage, and whether the owner is a full-time or part-time resident. For a full fee breakdown and service list, please contact your real estate agent about the fees structure. This is a private gated community. The gate is monitored with no public access. Entry requires agent representation. No rentals allowed less than a 12-month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Please ask agents about the land lease, boat slip rentals, and further details as the developer anticipates the thirty new boat slips (now onsite) to be rentable soon, once work is completed to prepare them for use. This cottage is on a single septic and the buyer could live there full-time. Schedule your private tour today!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 13'7x10'6 | Main |
| Den | 9'4x11'9 | Main |
| DiningRoom | 7'9x9'3 | Main |
| Kitchen | 9'7x9'4 | Main |
| LivingRoom | 14'9x12 | Main |
| Other | 9'7x11'9 | Main |
| PrimaryBedroom | 12'10x12'8 | Main |
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Our Executive Mortgage Banker:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $244,000 | $244,000 | $244,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $27 | $27 | $27 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,443 | $1,502 | $1,978 |
| Total Monthly Payment | $1,545 | $1,604 | $2,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.