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Location Location! One Owner 3 bedroom 2. 5 bathroom colonial in Garden Hills! Features include a fireplaced living room with built in china cabinets, formal dining room, kitchen with granite counters, stainless appliances, and a dining area which leads to a grand fireplaced family room with a 2nd fireplace, built in book cases and a slider / walkout which takes you out to a beautiful back yard with a generous sized patio! The lower level has a great rec room for the kids to play or study in which also includes a lavette and shower, plenty of storage area and a massive cedar closet as well! Add in updated mechanicals, central air, hardwoods, skylight, alarm, recessed lighting, inground sprinklers, 2 car garage with extra storage and a circular driveway too! This lovely home has all the conveniences you need at your finger tips with the Garden City shopping center and Rt 37, 95 and 295 just 2 minutes away. Bang for your buck!
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Our Executive Mortgage Banker:
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$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $613 | $613 | $613 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,201 | $4,214 |
| Total Monthly Payment | $3,781 | $3,906 | $4,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.