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Ideal coastal living in sought-after Laurel Park! With views of the tranquil Kickemuit River, this inviting home captures the essence of a charming coastal lifestyle. Enter via a large front Trex deck to discover an open-concept layout filled with natural light and warmth. Enjoy river views through expansive windows and captivating sunrises from the living room, featuring honey-hued flooring, French doors, and a defined dining area. The bright kitchen with stainless appliances opens seamlessly to the living and dining spaces, offering ideal flow outdoors to a spacious deck perfect for gatherings. A full bath with a laundry area, adds convenience on the main level, while a first-floor bedroom doubles perfectly as a home office. Ascend the hardwood stairs to the primary suite featuring a cathedral ceiling, a Trex balcony for sunrise coffee, a large walk-in closet, and an en-suite bath. Charming shutters enhance the coastal cottage vibe of this peaceful retreat, while two additional bedrooms offer ample windows and double closets. A matching shed enhances curb appeal, while practical upgrades waterproofed basement with French drains, vinyl siding, whole-house generator, and landscaped yard ensure easy maintenance. Enjoy access to the voluntary neighborhood beach association with beach, boat launch, kayak storage, and more right outside your coastal cottage door!
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$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $500 | $500 | $500 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,293 | $3,474 | $4,662 |
| Total Monthly Payment | $3,885 | $4,066 | $5,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.