|
Welcome to this beautifully maintained 4 bedroom, 2. 5 bath Colonial nestled in the heart of Stony Brook, offering the rare and highly sought after feature of a full finished basement. Located within the acclaimed Three Village Central School District, this home combines timeless design, thoughtful updates, and exceptional functionality. Step inside to gleaming hardwood floors that flow throughout the main level, creating a warm and inviting first impression. The extended family room is truly the heart of the home, showcasing a vaulted ceiling with skylights that drench the space in natural light. Large bay windows and direct access to the backyard seamlessly connect indoor and outdoor living. The open and spacious eat in kitchen features solid wood, tall 45 and 36 inch cabinetry, granite countertops, a built in wall oven, and stainless steel appliances, this kitchen offers the storage and layout today’s buyers are searching for. The formal dining room is accented with elegant glass French doors is bright and accessible to kitchen, perfect for entertaining. The formal living room complete with custom built in cabinetry and a charming wood burning fireplace that adds character and warmth. A convenient main level laundry room and powder room complete the first floor. Upstairs, the primary ensuite bedroom offers a private retreat with an updated bathroom featuring a walk in shower and luxurious heated floors. Three additional spacious bedrooms, a full hall bath, and abundant storage provide flexibility for guests, home office space, or growing households. The full finished basement is a rare find in Stony Brook and delivers valuable additional living space perfect for recreation, a media room, fitness area, or playroom. Outside, enjoy a fully fenced, flat backyard with a wood deck and in ground sprinkler system, ideal for summer gatherings or quiet evenings outdoors. A two car garage with pull down attic access adds even more storage options. Additional updates and amenities include public sewers, updated roof, hot water heater, windows, and alarm system, offering peace of mind for years to come. Conveniently located near Stony Brook University, Shopping, Long Island Rail Road, and local hospitals. If you have been waiting for a spacious colonial with a full basement, modern updates, and access to top rated schools, this is the opportunity you have been looking for. Schedule your private showing today and experience everything this exceptional home has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,999 | $679,999 | $679,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,253 | $1,253 | $1,253 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,755 | $4,077 | $5,647 |
| Total Monthly Payment | $5,100 | $5,422 | $6,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.