25 Lake Street, #3D, White Plains, NY, 10603 | $299,500

Private balcony! Assigned parking! Convenient location! This immaculately kept unit features an enormous private balcony - one of only 12 units in the entire building that has a balcony! This 3rd floor corner unit offers a spacious living room with separate dining area, modern eat-in kitchen, large primary bedroom with 2 closets, updated hall bath, and a 2nd bedroom. Relax and enjoy scenic views from your 3rd floor windows. A bright, clean laundry room is conveniently located down the hall from this unit. On site owner parking is available. This building is well kept and financially sound. Conveniently located near public transportation, shopping and numerous restaurants. This building is located minutes from Metro-North and a short drive to many major highways. It may be cold outside but it's warm and cozy inside this unit! Don't rent when you can own at The Regency.

Features

  • Parking: 1-car, Assigned, Common, Garage
  • Heating: Oil, Radiant
  • Cooling: Wall/Window Unit(s)
  • Levels: 7
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area, Laundry Room, Multiple Locations
  • Year Built: 1968
  • Approx Sq. Feet: 1,000
  • Elem. School: White Plains (Controlled Parents’ Choice)
  • Middle School: White Plains Middle School
  • High School: White Plains Senior High School
  • School District: White Plains
  • Pet Policy: Call
  • Appliances: Dishwasher, Exhaust Fan, Gas Range, Refrigerator
  • MLS#: 962118
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/962118/25lakestreet_whiteplains_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lisa SiapanidesLicensed Real Estate Salesperson

914.804.0412

Lisa.Siapanides@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 Lake Street, #3D, White Plains, NY, 10603

$299,500

Lisa Siapanides

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.804.0412

Lisa.Siapanides@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,600 $239,600 $239,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,379 $1,534 $1,990
Total Monthly Payment $1,454 $1,609 $2,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.