48 Church Street, Patchogue, NY, 11772 | $995,000

For Sale – Prime 3-Story Property Near the Heart of Patchogue Ideally situated within walking distance to vibrant downtown Patchogue, this expansive three-story property presents a rare and highly versatile opportunity for investors, educational operators, community organizations, or buyers seeking substantial residential living with additional accommodations. Previously utilized as an education center by a religious organization, the property offers exceptional flexibility and scale. Its layout is particularly well-suited for continued institutional or community-focused use, including preschool and daycare operations (subject to proper permits and approvals), while also offering strong potential for residential conversion or income-producing purposes. Main Residence Features: • 3 full levels of living space • 6 generously sized bedrooms • Expansive living room and formal dining room • 3. 5 bathrooms • Large kitchen equipped with appliances • Two washers and two dryers for enhanced convenience and multi-occupant functionality Additional Highlights: • Separate guest house — ideal for administrative offices, staff quarters, rental income, or extended family use • Carport on the back side. • Spacious, open backyard offering abundant outdoor space — suitable for recreation, gatherings, or playground potential • Bright and airy interiors with a flexible and adaptable floor plan Located near Patchogue’s restaurants, shops, parks, and transportation, this property combines size, functionality, and prime location in one of Long Island’s most desirable and growing communities. Whether your vision includes operating a preschool or daycare center, continuing community use, establishing a grand multi-generational residence, or repositioning as an investment property, this distinctive three-story offering delivers exceptional opportunity and long-term value. A rare and versatile property in a premier Patchogue location.

Features

  • Rooms: 10
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Style: Colonial
  • Year Built: 1930
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 2,744
  • Acreage: 0.28
  • Est. Taxes: $15,143
  • Elem. School: Medford Elementary School
  • Middle School: South Ocean Middle School
  • High School: Patchogue-Medford High School
  • School District: Patchogue-Medford
  • Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
  • MLS#: 965025
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/965025/48churchstreet_patchogue_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Realty One Group First   Phone: 631-244-7000

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

48 Church Street, Patchogue, NY, 11772

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.984% 5.806%
Monthly Tax Payment $1,262 $1,262 $1,262
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,396 $4,709 $6,557
Total Monthly Payment $5,750 $6,063 $7,911

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.