10377 SW 186TH AVENUE, Dunnellon, FL, 34432 | $1,399,999

Under contract-accepting backup offers. Welcome to luxury waterfront living on the infamous Rainbow River. This stunning concrete block 2023-built residence offers 105 feet of pristine river frontage, complete with a seawall & existing boathouse, creating the perfect setting for boating, kayaking, and enjoying Florida’s natural beauty. Situated on 2. 18 acres outside of a flood zone, this thoughtfully designed split-bedroom home features soaring cathedral ceilings, luxury vinyl plank flooring, new carpet in bedrooms and abundant natural light throughout. The open-concept layout includes a separate dining area and an eat-in kitchen. The spacious primary suite boasts double vanities and a private retreat feel, while generously sized guest bedrooms share a full guest bath. Additional highlights include an inside laundry room, oversized two-car garage, and a massive 24x20 covered back porch—perfect for relaxing and taking in breathtaking river views. A rare opportunity to own newer construction on one of Florida’s most sought-after waterways. Schedule your private showing today.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 100 x 950
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 2-car Electric Vehicle Charging Station(s)
  • Heating: Other
  • Cooling: Central Air
  • Approx Sq. Feet: 2,146
  • Acreage: 2.18
  • Lot Size: 100 x 950
  • Est. Taxes: $12,335
  • Lot Desc: Cleared
  • View: Water
  • Water Front: Yes
  • Elem. School: Dunnellon Elementary School
  • Middle School: Dunnellon Middle School
  • High School: Dunnellon High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM717995
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /eprop/OM717995/10377sw186thavenue_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 11:32:08 PM)
Listing courtesy of ALL FLORIDA HOMES REALTY LLC   Phone: 352-789-5083

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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10377 SW 186TH AVENUE, Dunnellon, FL, 34432

$1,399,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,999 $1,119,999 $1,119,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.361% 6.223%
Monthly Tax Payment $1,028 $1,028 $1,028
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,715 $6,896 $9,451
Total Monthly Payment $7,868 $8,049 $10,604

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.