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ASK ABOUT THE THIRTY NEW BOAT SLIPS CURRENTLY ONSITE AND BOAT READY! Welcome to Cottage 15 in Backwater Landing, a beautifully updated, fully furnished Lake Keowee retreat offering rare yard space, parking just one cottage away, dual en-suite bedrooms, and a spacious front porch perfect for relaxed lake evenings. Inside, thoughtful upgrades elevate the home, including a custom living room cabinet that conceals a fold-out guest bed for flexible sleeping space. Recent improvements include an expanded primary shower, golf cart pad, a Blackstone grill, new flooring, freshly painted cabinetry, stainless steel and smart appliances, quartz countertops, a fully repainted interior, and an enlarged laundry area. Major system updates include HVAC replaced in 2016, roof replaced in 2020, new hot water heater and plumbing in 2022, and porch repainting in 2026. The golf cart is negotiable. This is a true move-in-ready lake getaway where you can simply arrive and start enjoying Lake Keowee. Backwater Landing is a private, gated lakefront community featuring a lakefront lodge and pool, marina, beach access, renovated fitness center, walking trails, game room, and controlled entry with no public access. Cottage owners own their structures and lease the land, as there is no traditional HOA. The 2026 monthly regime for water-view cottages is $660 per month and includes land lease, landscaping, gate maintenance, pool, clubhouse, fitness center, lighting, and common area maintenance. Monthly costs may vary depending on boat slip rental, storage, and whether the owner resides full-time or part-time. The cottage is served by a shared septic system with neighboring cottages, and full-time residency requires developer approval based on septic capacity. Rentals are permitted for terms of 12 months or longer only. A modified tax structure may offer potential savings. Entry requires agent representation. Please inquire about land lease details, boat slip rentals and waitlist information, and the anticipated timeline for availability of the thirty new boat slips. Schedule your private showing today.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 8'11x8'5 | Main |
| Kitchen | 20'11x10'6 | Main |
| LivingRoom | 17'7x11'8 | Main |
| PrimaryBedroom | 9'11x11'8 | Main |
| ScreenedPorch | 9'7x22'9 | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,359 | $1,511 | $1,960 |
| Total Monthly Payment | $1,434 | $1,586 | $2,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.