|
Presented by
Jennifer Segalla |
273 Derby Avenue, #507, Derby, CT, 06418 | $252,000
** All Offers to be submitted by Tuesday 11: 59pm** This bright 2 bedroom, 1. 5 bath condo offers easy living with a layout that feels open and welcoming from the moment you step inside. Natural light fills the main level, creating a warm space. Upstairs, brand new vinyl flooring adds a fresh, clean look while also being easy to care for. New carpeting on the stairs. MAJOR MECHANICAL UPDATES provide peace of mind, including a NEW furnace and NEW condenser for efficient heating and cooling throughout every season, along with a NEW water heater for added reliability. These important improvements allow you to move in with confidence and enjoy your new home without worry. A previous owner created a cozy outdoor sitting area right outside the front door on the gravel space. It's the perfect spot to place a couple of chairs and enjoy fresh air, morning coffee, or a quiet evening outside. The one car garage also offers extra storage space, and protection from rain and snow during Connecticut winters. Located close to shopping, dining, parks, and commuter routes, this condo offers both convenience and comfort in a well-situated Derby community. Whether you are buying your first home, looking to downsize, or seeking a low-maintenance lifestyle, this move-in ready property is a wonderful opportunity to own a thoughtfully updated home in a great location.
Features
- Parking: 2-car
- Heating: Hot Air
- Cooling: Central Air
- Levels: 3
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Complex: Birmingham
- Year Built: 1987
- Common Charge: $190 Monthly
- Above Grade Approx. Sq. Feet: 1,022
- Est. Taxes: $4,394
- Lot Desc: Lightly Wooded
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Pets Allowed: Yes
- Pet Policy: Per HOA
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24156792
- Website: https://www.raveis.com
/prop/24156792/273derbyavenue_derby_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Vinyl Floor | Upper |
| Full Bath | Upper | |
| Half Bath | Main | |
| Kitchen | Tile Floor | Main |
| Living Room | Main | |
| Primary Bedroom | Vinyl Floor | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jennifer SegallaLicensed Real Estate Salesperson
914.815.8145
Jennifer.Segalla@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
273 Derby Avenue, #507, Derby, CT, 06418
$252,000
Jennifer Segalla
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.815.8145
Jennifer.Segalla@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $201,600 | $201,600 | $201,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,161 | $1,207 | $1,621 |
| Total Monthly Payment | $1,602 | $1,648 | $2,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524