36 Liberty Street, Newburgh, NY, 12550 | $315,000

Located in the Washington Heights section of Newburgh, just moments from Water Street, this five bedroom property presents a rare opportunity to own in one of the city’s steadily revitalizing neighborhoods. Washington Heights continues to benefit from private reinvestment, restored properties, and the broader growth surrounding Newburgh’s waterfront, dining scene, arts community, and commuter accessibility. Homes nearby have already been renovated, including neighboring properties, making this location especially attractive for buyers looking to capture value before full appreciation takes hold. This home offers exceptional architectural character and strong structural integrity. With great bones and a solid foundation, it is ready for transformation while preserving its original charm. Inside, you’ll find hardwood floors throughout the property, high ceilings that create an open and airy feel, and beautiful original woodwork that speaks to the craftsmanship of its era. The staircase is a standout feature, showcasing detailed wood banisters and dual staircases that lead from the front of the home toward the back kitchen area, offering both functionality and classic design appeal. The living space is anchored by a striking tile fireplace, adding warmth and character to the home’s main gathering area. The wraparound porch enhances curb appeal and provides inviting outdoor space, while the newly constructed dual porches both upper and lower offer additional exterior living areas and architectural presence. A new roof adds significant value and peace of mind for the next owner. The backyard is a true bonus for city living spacious, private, and offering lovely mountain views unique to the Newburgh landscape. Outdoor space of this size in this location is a rare find and further increases the property’s potential. This is a true renovation opportunity. The home will require a full kitchen update and cosmetic improvements, but the structure, layout, size, and architectural features make it a standout investment. With five bedrooms and flexible layout options, the property can function as a single family residence, a potential mother daughter setup, or a long term rental investment. The scale of the home combined with its location makes it especially attractive for investors or owner occupants looking to build equity in an emerging pocket of Newburgh. Recently brought to market at a very reasonable price relative to its size, character, and positioning, this property offers room for improvement and strong upside potential. With renovated homes nearby and continued neighborhood enhancement underway, this is an opportunity to invest not just in a home, but in the future growth of Washington Heights.

Features

  • Rooms: 10
  • Bedrooms: 5
  • Baths: 1 full
  • Style: Farmhouse
  • Year Built: 1910
  • Heating: Hot Water, Other
  • Cooling: Wall/Window Unit(s)
  • Basement: Unfinished
  • Approx Sq. Feet: 2,029
  • Acreage: 0.11
  • Est. Taxes: $8,950
  • Elem. School: Newburgh
  • Middle School: Newburgh
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: None
  • MLS#: 966156
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/966156/36libertystreet_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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36 Liberty Street, Newburgh, NY, 12550

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $746 $746 $746
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,552 $1,591 $2,093
Total Monthly Payment $2,373 $2,412 $2,914

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.