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The home is sold as is for cash, hard money, or a renovation loan; this home does not qualify for regular financing. Welcome to 1720 Bay Circle W, a solid all-brick pool home located in the established Grove Park community of Orange Park. Built in 1972, this classic residence offers 1, 728 square feet of living space with four bedrooms and two bathrooms, blending timeless construction with everyday functionality.
Step inside and feel the comfort of a well-designed layout that offers generous living areas and flexible space for daily living, work, and relaxation. The brick exterior not only adds lasting curb appeal but also provides durability and low maintenance, a feature buyers consistently value in Florida homes. The interior offers a practical flow that connects the main living spaces with ease, creating a warm and inviting atmosphere from the moment you enter.
The backyard is a standout feature, centered around an in-ground pool that creates a private outdoor retreat. Picture quiet mornings by the water, weekend gatherings, and evenings spent enjoying the Florida weather year-round. The yard offers room to personalize and enhance, making it a great opportunity to add value with thoughtful updates and repairs.
Located in Grove Park, the home sits within a well-established Orange Park area known for its mature trees, convenient access to local shopping, dining, and major roadways leading to Jacksonville. Orange Park itself has a long history as a planned town dating back to the late 1800s, with a traditional street layout and strong community roots that continue to shape the area today.
Homes in this part of Clay County are part of a stable and active housing market, with surrounding neighborhoods offering a range of amenities, services, and everyday conveniences nearby.
This property is being sold as-is and will require some repairs, making it a prime opportunity to restore and modernize a classic brick pool home in a desirable Orange Park location. With its solid construction, spacious layout, and established neighborhood setting, this home presents strong potential to create lasting value while enjoying the charm and convenience of the Grove Park community.
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
Some pictures may be virtually staged. ' Property has cast iron plumbing pipes and the last roof replacement was completed without a permit. The home is sold as is for cash, hard money, or a renovation loan; this home does not qualify for regular financing.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,600 | $207,600 | $207,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $376 | $376 | $376 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,278 | $1,311 | $1,724 |
| Total Monthly Payment | $1,729 | $1,762 | $2,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.