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LOCATION, LOCATION, LOCATION IS THIS CLEARWATER, FLORIDA VILLA, WHICH COULD ALSO BE A PERFECT SNOWBIRD HOME. WALK TO RESTURANTS AND FREEDOM LAKE PARK WITH PARK AMENITIES THAT INCLUDE BIKE PATHS AND WALKING TRAILS, PICNIC AREA, AND OUTDOOR WORKOUT AREA WITH THE VIEW OF A LARGE LAKE IN A NATURE SETTING. THIS VILLA IS CLOSE TO PINELLAS COUNTY'S BEST BEACHES AND TAMPA AIRPORT. THIS 2/1 VILLA HAS AN UPDATED AC AND HOT WATER HEATER AND NEW HURRICANE WINDOWS. KITCHEN AREA HAS ROOM FOR A COFFEE BAR. THE ENCLOSED FLORIDA ROOM LEADS TO THE OUTDOOR AREA THAT'S PERFECT FOR A GRILL. THE UNIT WAS FREASHLY PAINTED AND IS MOVE-IN READY WITH COVERED PARKING AND A STORAGE SHED. THIS UNIT IS CLOSE TO THE LAUNDRY ROOM, COMMUNITY CLUBHOUSE, AND HEATED POOL. THIS IS A QUIET 55+ COMMUNITY. HOA COVERS EVERYTHING, WHICH INCLUDES GROUND MAINTENANCE, ESCROW RESERVES, CABLE, INTERNET, WATER, TRASH/SEWER. ALL YOU HAVE IS A POWER BILL TO PAY. FEW MONTHLY BILLS TO WORRY ABOUT IN THIS TOPICAL CAREFREE LIFSTYLE. *NO FLOOD ZONE AREA. *
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $103,920 | $103,920 | $103,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $78 | $78 | $78 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $622 | $648 | $856 |
| Total Monthly Payment | $775 | $801 | $1,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.