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Under contract-accepting backup offers. Welcome to the kind of home that creates the perfect backdrop for an active Florida lifestyle. Tucked away at the end of a quiet cul-de-sac, this 3 bedroom, 2 bathroom waterfront retreat in Punta Gorda Isles offers privacy, minimal traffic, in the most peaceful of settings.
Total peace of mind with a New Tile Roof (2023), Impact Windows, and 2020 HVAC. The west-facing pool was resurfaced in 2024 and features a New heater/ & pump (2025) for year-round enjoyment. NEW 45’ concrete dock (2024) and 16k lb lift with NEW motors (2025). Located on intersecting canals, with unobstructed views, you have quick access to Charlotte Harbor and just a short idle to some of Southwest Florida’s most fertile waters — redfish, snook, and tarpon territory.
The functional interior features multiple living and dining spaces designed for effortless entertaining, making it an ideal candidate for short-term rental use. This home has a proven track record as a successful vacation rental when not in use by the owners—a rare opportunity in PGI to offset ownership costs with immediate investment potential. Furnishings are negotiable as a turn-key option.
An inviting front courtyard creates the perfect refuge for morning coffee — quiet, calm, and veiled by vibrantly colored landscape. This is how to start your day off right. At night, the lights turn on and the home looks plucked straight out of a fairy tale. Now, out back is where the real magic happens. Step outside and it’s toes in the water, a fishing rod off your private 45' dock, and plans forming for an evening cruise straight into downtown Punta Gorda. Dinner out? Cruise in. Sunset cocktail? Peaceful float home. Punta Gorda is a charming, historical town with many great dining, shopping and cultural options. If not by boat, then park and explore by foot. The home faces west, delivering front-row seats to Southwest Florida sunsets. Swim, relax, and watch the sky put on a different show every evening. Swim comfortably year round in your private heated pool. Nothing like sharing a selfie from the pool in January to encourage your closest Northern neighbors to become your closest SW FL neighbors. From the extended lanai — offering both covered shade and amazing views — you may even catch a dolphin stopping by to say hello. Turn on the game and watch it from a float, drifting in the pool. Inside, the home offers an easy, comfortable layout designed for functionality and comfort. Whether you are here year around, or offset the expenses with short term rental use, this home fits the occasion. The kitchen keeps you connected, cooking, sipping wine and carrying on with your guests as they gather in the comforts of the family room around the dining room table, or outside on the lanai. For quieter evenings, meal prep and watch your neighbors drift by on their boats. The view is incredible. Multiple living/dining spaces provide flexibility for entertaining, relaxing or simply the opportunity for alone time. With the guest bedrooms split away from the primary, there is built privacy. Not all homes are created equally and this one breaks the mold. It's kayaks and fishing poles. Morning coffee in your courtyard. Year round, sunset swims. A last minute cruise downtown to meet friends for dinner at Fisherman's Village or the PGI Yacht Club. We look forward to welcoming you home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $817 | $817 | $817 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,029 | $3,979 |
| Total Monthly Payment | $3,860 | $3,938 | $4,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.