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Welcome to The Gardens, one of Seminole’s most desirable 55+ communities, known for its peaceful, park-like setting and prime location near Lake Seminole Park.
This freshly painted corner-unit, ground-floor 3-bedroom, 2-bath residence offers generous living space, added privacy, and exceptional flexibility. The oversized living area is currently arranged with a full dining set, showcasing the scale of the room, yet can easily function as an expansive living space. A separate dining area adjacent to the kitchen accommodates a full six-seat table, providing multiple layout options.
The kitchen overlooks the main living area over a breakfast bar, creating an open, connected feel. The layout presents exciting potential to transform the space into a dream chef-style kitchen by opening the center bar wall and incorporating a large island design, similar to other beautifully renovated units within the community.
The spacious primary suite offers a large bedroom, walk-in closet, and an oversized primary bathroom featuring dual sinks and a step-in shower. The second bathroom includes a tub, providing the convenience of both options for those who prefer a walk-in shower or relaxing bath.
A water heater was installed in January 2026. The screened rear door provides convenient access toward the heated pool and clubhouse just moments away.
This unit includes two covered carports, a valuable and uncommon feature within The Gardens, as not all units offer dual covered parking.
Residents enjoy biking and walking along the waterways and landscaped grounds with direct access to adjacent Lake Seminole Park. Just minutes away is The Seminole City Center, an outdoor shopping and dining destination featuring restaurants, boutiques, major retailers, and a dine-in movie theater. On the first Friday of each month, the City Center hosts live music for dancing and socializing.
The City of Seminole also offers a public library and a community recreation center with affordable memberships that include exercise classes, art classes, and social events.
Community amenities include a heated pool, clubhouse, shuffleboard courts, and beautifully maintained grounds. Approximately 10 minutes to Madeira Beach and the Gulf beaches.
Priced competitively, this home offers an excellent opportunity to update and build equity, as renovated units within The Gardens have achieved higher sale prices.
Whether full-time or seasonal, this corner-unit, ground-floor residence delivers space, privacy, convenience, and strong value potential in one of Seminole’s most convenient 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$198,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,120 | $159,120 | $159,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $75 | $75 | $75 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $941 | $980 | $1,290 |
| Total Monthly Payment | $1,091 | $1,130 | $1,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.