5140 Cobble Creek CT, Naples, FL, 34110 | $459,000

2bed +DEN in the highly sought-after community of Carlton Lakes. This beautifully upgraded end-unit residence features a fully renovated kitchen with quartz countertops, stone backsplash, custom island, Kraus sink, Moen touch faucet, and stainless steel LG appliances.
The open-concept layout is enhanced by updated flooring, crown molding, LED lighting, and dimmer switches throughout. Surrounded by water views on multiple sides, this unique location offers a level of privacy rarely found within the community. The enclosed lanai with fully opening sliders adds valuable living space while capturing stunning western sunsets over the lake.
One of the few units in Carlton Lakes featuring a private courtyard patio, this home offers a second outdoor living area to enjoy the Florida lifestyle. While most units are limited to a lanai, this additional outdoor space provides the perfect setting for relaxing, entertaining, or enjoying the peaceful waterfront surroundings.
The primary suite offers custom closet systems and a fully remodeled bath with heated tile floors, custom tile work, high-end vanities, waterfall faucets, touch-light mirrors, and upgraded fixtures. The guest bath has also been tastefully updated. Additional improvements include fresh paint, updated lighting and fans, a renovated laundry room, new bedroom flooring, and a 2020 A/C and water heater.
A true move-in-ready opportunity featuring designer upgrades, exceptional privacy, expansive water views, and one of the most desirable lakefront locations in Carlton Lakes.

Features

  • Building Design: Low Rise (1-3)
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Basketball,BBQ - Picnic,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot Tub,Exercise Room,Fishing Pier,Internet Access,Library,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: EDGEWATER AT CARLTON LAKES
  • Development: CARLTON LAKES
  • Year Built: 1998
  • Approx Sq. Feet: 1,814
  • Est. Taxes: $3,726
  • Condo Fee: $1,449 Quarterly
  • Master HOA Fee: $688
  • Lot Desc: Regular
  • View: Lake,Water,Water Feature,Wooded Area
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 226009368
  • Website: https://www.raveis.com
    /prop/226009368/5140cobblecreekct_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5140 Cobble Creek CT, Naples, FL, 34110

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,199 $2,319 $3,049
Total Monthly Payment $2,584 $2,704 $3,434

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.