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Welcome home to this beautifully maintained 2018 Kolter Hickory with a 3-car garage, whole home natural gas generator, tankless natural gas water heater, partially fenced backyard & a fantastic Pond & Conservation area view nestled in the desirable 55+ Victoria Gardens neighborhood. With 3 bedrooms, 3 baths, a versatile Den, this home offers both comfort and style. Enjoy peaceful mornings on your 34’ x 23’ brick paver screen enclosed covered patio overlooking a scenic view with mature trees. Inside, you’ll find elegant engineered wood and porcelain tile floors, tray ceilings, crown molding, leaded glass front door, Plantation style shutters, Double Pane windows, and abundant natural light. The chef’s kitchen is ready for gatherings, with 42” Mocha cabinetry w/ crown molding, under cabinet lighting, tile backsplash, built-in wall oven & microwave, 4-burner natural gas cooktop, range hood, Pull-out shelving, Quartz countertops, spacious island w/ pendant lighting above, water filtration system & stainless-steel appliances. The 14’6” x 17’ primary suite is a relaxing retreat with wood flooring, a generous walk-in closet, tray ceiling with wood moldings & a ceiling fan. En suite bathroom has a large glass enclosed walk-in shower w/ corner bench seat & two separate granite countertop vanities. Third bedroom offers a walk-in closet, en suite bathroom with walk-in shower & a sliding glass door enclosure. Utility room comes with a laundry tub, storage cabinets, washer & a natural gas dryer. In the evenings relax or entertain on your spacious screen enclosed covered patio with 2 ceiling fans, ceiling mounted speakers & a seldom found Pond & conservation area view for the neighborhood. The 27’6” x 21’ garage features an epoxy floor, 30 amp/125V recreational vehicle outlet, attic pull-down stairs with partial wood flooring, an additional refrigerator, perfect for all your needs. ALL appliances stay with the home. Victoria Garden residents have access to their own social Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation and access to all community amenities. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,998 | $3,119 | $4,085 |
| Total Monthly Payment | $3,653 | $3,774 | $4,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.