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611 DESTINY DRIVE, #101, Ruskin, FL, 33570 | $140,000
Waterfront Studio with Resort Amenities & Proven Rental Income in Little Harbor. Capture your piece of paradise with this charming, fully furnished, accessible, waterfront studio condo located in the highly sought-after Little Harbor community in Ruskin. Whether you’re an investor seeking reliable rental income or a buyer looking for a hassle-free second home, this turnkey property checks every box. The current owners have enjoyed a strong rental history, making this an excellent income-producing opportunity from day one. Step inside this bright and inviting open studio featuring two queen-sized beds, efficient kitchenette perfect for light meals and snacks and large windows that fill the space with natural light and serene water views. Wake up each morning to peaceful waterfront scenery and unwind in the evenings with breathtaking sunset views. Little Harbor redefines coastal living with an incredible array of amenities just steps from your door: Two heated community pools, private sandy beach for swimming and sunbathing, beachfront tiki bar with live music and sunset views, popular on-site restaurants offering waterfront dining, pickleball and tennis courts, fitness center and playground, deep-water marinas with direct access to Tampa Bay and the Gulf of Mexico, nearby Freedom Boat Club for convenient boat rentals, kayaking, paddleboarding, canoeing, and other water activities within the community. Enjoy watching boats cruise by, spotting marine life, and experiencing the relaxed coastal lifestyle that makes this community so desirable among residents and vacationers alike.
Conveniently located just minutes from Interstate 75, this Ruskin gem offers quick access to Tampa and the Gulf beaches.
Monthly fees include: Water, Electric, Parking, Cable, Internet, Insurance, Exterior Maintenance, and Full access to all community amenities.
Whether you’re investing, vacationing, or seeking a 2nd home, this well-maintained studio offers exceptional value in a premier resort setting.
Don’t miss your opportunity to own a turnkey waterfront retreat with outstanding income potential. Schedule your private showing today and start living the Little Harbor lifestyle!
Features
- Heating: Wall Units / Window Unit
- Cooling: Wall/Window Unit(s)
- Levels: 1
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Common Area
- Complex: ISLAND RESORT AT MARINERS CLUB
- Year Built: 1970
- Common Charge: $553 Monthly
- Approx Sq. Feet: 322
- Est. Taxes: $3,018
- View: Park/Greenbelt, Pool, Water
- Pet Policy: Yes
- Appliances: Microwave, Refrigerator
- MLS#: TB8480022
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/TB8480022/611destinydrive_ruskin_fl?source=qrflyer
Listing courtesy of CHARLES RUTENBERG REALTY INC Phone: 727-538-9200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
611 DESTINY DRIVE, #101, Ruskin, FL, 33570
$140,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $112,000 | $112,000 | $112,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | $252 | $252 | $252 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $672 | $699 | $923 |
| Total Monthly Payment | $999 | $1,026 | $1,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388